Credit Officer - Nasik, Nashik, Maharashtra, India - CSB Bank

CSB Bank

Verified Company

Nasik, Nashik, Maharashtra, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Credit Officer - Agri (Location : Nasik)MFT865

Retail

& Sme Credit, Biu & StrategyNasik

Required Experience

Years

Posted On
06 Aug 2023

Basic Section
No. Of Openings

Grade

NA
Designation
Others
Closing Date
31 Oct 202 Organisational

Organisation

CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT

Sub Org Unit

Retail & SME Credit, BIU & Strategy

Sub Org Unit

Credit, Risk & Control

Sub Org Unit

Credit Underwriting
Retail

Sub Org Unit

Credit
FI & Agri

Sub Org Unit

Others

Sub Org Unit

Others
Branch/Department Code
102 Branch/Department Name

Credit/Collection

Retail

& SME

Credit
Country
India
Geographic Zone
West
State
Maharashtra
City
Nasik
Worksite
Nasik
Worksite

Code

35 Skills

Skill

KNOWLEDGE MANAGEMENT

AGRICULTURAL MARKETING
Minimum Qualification

MBA/PGDBM/PGDM

CERTIFICATION
No data available

Working Language

No data available

Job Description

Job Purpose:

The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority, He will be responsible for loan Portfolio for his Branch and keep a close watch on the performance of such loans.

Functional Responsibilities:
(1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority

(2) Review delinquent cases and document learnings / portfolio reviews for Risk Management

(3) Recommend changes to Policy, Process based on local nuances / competitor feedback

(4) Implement system integration plans

(5) Monitor NPA and keep a track of it

(6) Customer visits for PD

(7) Identification of process and policy gaps & potential risk arising out of it

(8) Suggesting internal control measures and ensures implementation to address such gaps