Credit Officer - Kakinada, India - CSB Bank

CSB Bank

Verified Company

Kakinada, India

3 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Credit Officer - Agri (Location : East G...MFT887- Retail & Sme Credit, Biu & StrategyEast Godavari

Required Experience

Years

Posted On
04 Aug 2023

Basic Section
No. Of Openings

Grade

NA
Designation
Others
Closing Date
31 Oct 202 Organisational

Organisation

CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT

Sub Org Unit

Retail & SME Credit, BIU & Strategy

Sub Org Unit

SME Credit

Sub Org Unit

Others

Sub Org Unit

Others

Sub Org Unit

Others

Sub Org Unit

Others
Branch/Department Code
102 Country
India
Geographic Zone
South
State
Andhra Pradesh
City
East Godavari
Worksite
East Godavari
Skills

Skill

AGRI FINANCE

CREDIT

CREDIT ANALYSIS

Minimum Qualification

ANY GRADUATION

CERTIFICATION
No data available

Working Language

No data available

Job Description

Job Purpose:
The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority, He will be responsible for loan Portfolio for his Branch and keep a close watch on the performance of such loans

Job Responsibilities:
(1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority (2) Review delinquent cases and document learnings / portfolio reviews for Risk Management (3) Recommend changes to Policy, Process based on local nuances / competitor feedback (4) Implement system integration plans (5) Monitor NPA and keep a track of it (6) Customer visits for PD (7) Identification of process and policy gaps & potential risk arising out of it (8) Suggesting internal control measures and ensures implementation to address such gaps