Ca Inter - Bengaluru, India - Namaste Credit

Namaste Credit
Namaste Credit
Verified Company
Bengaluru, India

1 month ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description

Job Purpose - As a senior credit, your primary responsibility will be to evaluate and manage credit risk associated with the company's clients who lease or purchase fleet vehicles.

You will be also responsible for credit underwriting of SMEs and Corporate borrowers for multiple clients of the company.


Your duties may include:

Conducting financial analysis:

You will be responsible for spreading & analysing financial statements, credit reports, and other financial data to assess the creditworthiness of potential clients.

You will also need to identify trends and patterns that may indicate potential risks and provide recommendations to the Senior Credit Managers

Evaluating credit risk:

You will need to evaluate credit risk associated with clients by assessing factors such as the client's credit history, industry trends, and economic conditions.

You will be responsible and ensuring that credit decisions are consistent with client company's policies and procedures.

Monitoring credit performance:

You will need to monitor the credit performance of clients by reviewing payment histories, previous track records from client's database to resolve any credit-related issues.


Providing credit recommendations:

You will be responsible for providing credit recommendations to Seniors by preparing detailed Credit Assessment Memos, based on your analysis and evaluation of credit risk.


  • Communicating with internal and external stakeholders: You will need to communicate with various internal and external stakeholders, including clients, sales teams, Credit team to ensure that credit decisions are aligned with company policies and procedures and necessary actions taken on each stage.

Providing training and support:
You may be responsible for providing training and support to other team members on credit-related issues and processes.


As a senior credit analyst, you will be expected to have a deep understanding of credit risk management and the ability to make informed decisions based on complex financial data.

You will need to be detail-oriented, analytical, and able to communicate effectively with a variety of stakeholders. Additionally, you should have minimum 2 years of experience in credit analysis, underwriting and risk management.


Pay:
₹286, ₹450,000.00 per year


Benefits:


  • Health insurance
  • Provident Fund

Schedule:

  • Day shift

Supplemental pay types:

  • Performance bonus
  • Yearly bonus

Ability to commute/relocate:

  • Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (required)

Experience:


  • Financial accounting: 1 year (preferred)
  • Financial modeling: 1 year (preferred)
  • Financial analysis: 1 year (preferred)
  • Financial planning: 1 year (preferred)
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