Graduate Trainee - Gorakhpur, India - HDB Financial Services Limited
Description
Research and evaluate clients' creditworthiness- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company's credit policies
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