Credit Risk - Mumbai, India - Deutsche Bank

Deutsche Bank

Verified Company

Mumbai, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

In Scope of Position based Promotions (INTERNAL only)

Job Posting Title:
Risk Specialist / Credit Officer

Location:
Mumbai

Role Description:

Deutsche Bank follows an integrated risk management approach under the independent Risk function, which includes Credit Risk Management. The Credit Risk Management team manages credit risk on behalf of Deutsche Bank Group, Corporate and Investment Banking Division. The team manages a broad mix of Corporate and Financial Institution (FI) counterparties across a full commercial
- and investment banking product suite, based on a full overview of credit markets and trends. Experience of analyzing both counterparty types and a good derivative knowledge is required.

What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy

Best in class leave policy
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above

Your key responsibilities
Cover a portfolio of Japanese Corporate and/or FI counterparties.

This role will involve managing the portfolio within defined risk parameters, review credit proposals, write credit and rating reports, recommend and (after an appropriate time and formal award of credit authority) co-approve transactions, and negotiate credit related documentation.

Products covered include the full spectrum of commercial banking facilities (committed loans, trade finance) and capital markets products including FX, commodity, interest rate and equity derivatives.

Responsibility for managing a portfolio of circa 3040 credit groups (Corporate and/or FI)
Identify, understand and manage counterparty

- as well as product risks in your client portfolio

Develop and implement counterparty specific derisking strategies
Ensure portfolio quality and documentation standards are maintained
Monitor market, industry and counterparty developments and develop and adhere to counterparty as well as industry strategies
Support business by providing trade & structuring solutions
Monitor target markets and undertake duediligence calls and visits
Represent CRM in conference calls and business meetings
Interact and coordinate with other Control and Back Office functions within the DB organization
Support regulatory audits and related data management exercises related to your portfolio
Maintain highest risk management standards by adhering to risk policies and procedures
Contribute to improvements in CRM processes with an aim to raise efficiency

Your skills and experience:

Ability to engage with business and help/ guide their transactions/ structures such that they can be facilitated within the bank's risk appetite
Ability to think laterally, to manage transactions independently, identify key risks in and provide recommendations to senior management in the context of bank's risk appetite & 'risk versus reward' balance
Good derivatives knowledge
Familiarity with providing standalone ratings for counterparties or structured trades
Strong verbal and written communication skills, present factual information in a structured, clear, confident and concise way
High selfmotivation and hungry to learn

Qualifications

Essential:

Minimum Undergraduate Degree
Formal credit training

Desirable:

Experience

Essential:

At least 3 years Credit Risk experience
Broad product knowledge across

commercial banking and derivatives

Experience with documentation

Desirable:

Preferably within an investment banking credit environment
Overseas assignment
Japanese language skills

Skills

Strong credit skills
Good knowledge of principal risk mitigating documentation techniques
Excellent interpersonal skills and the ability to relate to people at all levels
Team player attitude and flexibility are essential
Excellent organizational and administration skills
Strong written and verbal English skills
Lotus Notes, Microsoft Excel, Microsoft Word, PowerPoint
Experience in risk management for real estate or distressed products

How we'll support you

Training and development to help you excel in your career
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs

About us and our teams
Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results