Credit Coordinator - Pune, India - RNP Group of Companies

RNP Group of Companies
RNP Group of Companies
Verified Company
Pune, India

3 weeks ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter


Description
Verify leads identified by RM /Branch; Conduct personal discussion; Evaluate business and management-related risk.

  • Carry our customer due diligence in consultation with RM/CH using the GO/NO GO criteria.
  • Conduct financial statement analysis including Ratio analysis and Cash flow analysis.
  • Conduct Credit Rating of the borrower and the facilities extended.
  • Review the industry performance through external research reports.
  • Review property valuation reports and ensure compliance to valuation guidelines.
  • Verification of MCA site in case of Corporates to ensure the veracity of Balance Sheets submitted.
  • Submit credit proposals to the appropriate sanctioning authority for sanction.
  • Liaise with CCH/NCH/RCH for timely sanction of the proposal; obtain sanction within specified turnaround times.
  • Preparation of Credit Appraisal notes for Mid Corporates/SMEs.
  • Discuss with business on Terms and Conditions for risk assessments
  • Discuss with customers for obtention of information for preparation of CRANs.
  • Monitor the accounts based on the terms stipulated by Sanctioning Authority.
  • Prepare Monthly Monitoring Reports for the portfolio.
  • Escalate with action plan for non compliances.
  • Visit the units and submit inspection reports.
  • Manage and address any escalations related to risk assessments Work Remotely

Salary:
₹25, ₹30,000.00 per month


Benefits:


  • Cell phone reimbursement

Schedule:

  • Day shift

Ability to commute/relocate:

  • Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

Experience:

- total work: 1 year (preferred)


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