Credit Monitoring - Mumbai, India - Skillventory

Skillventory

Verified Company

Mumbai, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Credit Monitoring - Home loans:

From 9 to 14 year(s) of experience

- ₹ Not Disclosed by Recruiter

Mumbaior

Roles and Responsibilities
Maintaining operational and credit risk control over sanctioned and disbursed portfolio by- Monitoring portfolio to assess delinquency trends across various locations, profiles, programs,
- products & other parameters; Monitoring non-starters, bounce rates, debotrs & collection
- efficiency.

Analysing above trends regularly to understand overall portfolio behaviour and also reasons

- for defaults by individual customers and suggesting appropriate modifications in policy,
- product, program etc based on trends observed.

Competition benchmarking and tracking portfolio trends in Housing Finance & Real Estate

- industry and other retail financing products viz. 2-wheeler, Farm Equipment, Personal Loans,

Micro Finance loans etc. which will help in improving product and policy framework
Managing Early Warning System (EWS) mechanism for Retail Housing portfolio
Post disbursement sanctioning and monitoring framework including documentation,

- disbursement of loans.

Post disbursement monitoring of covenants including financial covenants, Security creation,
Project progress reports, document deferral, regulatory related etc.
Portfolio Monitoring including assessment of accounts and snapshot of stressed account to

- senior management.