Cashier -gold Loan - Karur, India - KARUR GOLD FINANCE
Description
Job Title:
Gold Loan Cashier
Job Overview:
As a Gold Loan Cashier, your primary responsibility is to manage and oversee all financial transactions related to gold loans.
Key Responsibilities:
-
Loan Processing:
- Receive gold items from customers seeking loans.
- Assess the value of gold items based on current market rates and company guidelines.
- Determine the loan amount eligible for the customer.
- Prepare and process the necessary documentation for loan approval.
Cash Handling:
- Receive and disburse cash for loan transactions.
- Ensure accuracy in counting and verifying cash amounts.
- Handle currency, coins, and other forms of payment in a secure and efficient manner.
Record Keeping:
- Maintain accurate and uptodate records of all transactions.
- Input customer information into the system and update loan details as necessary.
- Generate receipts, statements, and reports as required.
Customer Service:
- Provide excellent customer service by addressing inquiries and concerns.
- Explain loan terms, interest rates, and repayment schedules to customers.
- Ensure a positive and respectful interaction with customers at all times.
Security Measures:
- Implement and adhere to security protocols to safeguard gold items and cash.
- Work closely with security personnel to prevent any potential theft or fraud.
Compliance:
- Ensure compliance with all relevant regulations and company policies.
- Stay informed about changes in regulations affecting gold loan transactions.
Team Collaboration:
- Collaborate with other team members, including loan officers and management, to streamline processes and enhance customer service.
Qualifications:
- High school diploma or equivalent; additional education in finance or a related field is a plus.
- Previous experience in a cashier or financial role is preferred.
- Strong numerical and analytical skills.
- Excellent attention to detail and accuracy.
- Good interpersonal and communication skills.
- Knowledge of gold valuation and loan processing procedures is an advantage.
- Familiarity with financial software and systems.
Working Conditions:
- The role may require standing or sitting for extended periods.
- May involve occasional lifting of heavy items (e.g., gold items).
- Work hours may vary, including weekends and holidays, based on the operational needs of the business.
Pay:
From ₹15,000.00 per month
Schedule:
- Day shift
Experience:
- total work: 5 years (required)
Work Location:
In person
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