Cb Risk India - Bengaluru, India - JPMorgan Chase Bank, N.A.

JPMorgan Chase Bank, N.A.

Verified Company

Bengaluru, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

J.P. Morgan - Credit Risk Associate - Middle Market Corporates
Bengaluru

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

The Credit Risk Associate role will require you to undertake Portfolio management tasks related to the assigned portfolio of clients, in partnership with Underwriters based in North America.

You will independently prepare credit analysis on assigned portfolio of clients (covering macro-overview, industry/sector, business, financial and credit analysis), complete annual reviews for assigned portfolio and work on prospect coverage, new client onboarding, new product onboarding, renewals and modifications of existing facilities.

Key responsibilities and activities will include:

Recommend changes to credit ratings and amendments (credit facilities' terms change)
Support due diligence on capital market transactions for clients under coverage
Assist in negotiating and finalizing documentation (credit agreements and amendments)
You will develop strong working knowledge and track clients/sectors related to diversified industries on an ongoing basis and update key stakeholders on material developments with respect to their clients/ industries and potential ratings impact
Build strong relationships and maintain open communication with colleagues from various Lines of Business including Underwriters, Bankers, Middle Office, etc. and independently handle all calls/rating discussions with Underwriters and Senior approvers (Credit Executives)
You are expected to be current on Credit ecosystem
Tools & Applications, Policies, Procedures, Guidelines required to perform the Credit Analysis of clients
You are expected to ensure governance, reporting and data quality requirements are met and maintained for client and client families
Work timings: Starts at 1 p.m. IST to provide coverage to US team members

Minimum Skills, Experience and Qualifications

35 years experience in credit risk analysis Credit Transactions (Prospects/New clients, new facilities, amendments, etc.), Annual Reviews
Ability to work independently as well as in a team environment
Strong interpersonal skills, ability to build positive relationships with all Key stakeholders
In depth understanding of financial statements, including ratio analysis, cash flow analysis and accounting standards
Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
Strong communication skills both oral and written; ability to effectively present analysis and interact with global credit bankers
Timeline orientation; close attention to detail and accuracy
Proficient in the use of MS Word, Excel and PowerPoint

About Us
Across JPMorgan Chase, we serve millions of customers and many of the world's most prominent corporate and government clients.

Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities.

We are proud of our reputation as one of the world's most admired companies and we know that it's our people who make us successful.

We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.

Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.