Amol Surwade

Seasoned credit risk and structured lending professional with 12.5+ years of experience across India's top public sector banks — State Bank of India and Bank of Baroda. I specialize in underwriting high-value corporate credit, managing large-scale credit portfolios and leading complex treasury and RTGS operations.

I’ve worked extensively across multiple verticals: credit risk,corporate lending, treasury front and back office, interbank settlements, and regulatory compliance. My leadership in RTGS process stabilization during BoB’s migration from Finacle 9 to Finacle 10 — impacting 5,500+ branches — demonstrates my ability to resolve large-scale systemic issues under pressure.

Certified CAIIB and CFA Level 1, I bring a strong foundation in financial analysis, credit structuring, and portfolio monitoring.

My recent role as Chief Manager& Credit Analyst (CCG) at SBI sharpened my skills in risk governance, sanction writing, and cross-functional collaboration.

State Bank of India – Chief Manager & Credit Analyst, Corporate Credit

Feb 2018 – Feb 2024

• Underwrote and monitored corporate loans for large clients, processing proposals worth over ₹3,200 Cr.
• Dealt in various industries such as Infrastructure,Real estate, Gems & Jewellery ,Diamond,Pharma ,Textiles etc.
• Conducted due diligence, financial analysis,Credit rating, risk assessment, and proposal presentations, reviewed legal documents.
• Ensured compliance with RBI norms, internal policy, and supported audits.
• Received multiple GEMS awards and consistently ranked top in CCG region.
• Spearheaded risk mitigation, sectoral exposure control, and early warning signal identification.

Bank of Baroda – Senior Manager, Treasury

Jan 2016 – Jan 2018

• Handled front-office forex merchant dealing with transaction volume exceeding $ 1.00 Mio on daily basis and money market dealing ensuring CRR compliance of Bank of Baroda on daily and weekly basis amounting more than ₹.24,000 Cr.
• Managed NOSTRO reconciliation and headed the RTGS Cell during migration from Finacle 9 to Finacle 10.
• Successfully resolved and settled RTGS failures for 5,500+ branches, ensuring 100% transaction accuracy.
• Led interbank settlements and liquidity management for FX and money market instruments.

Bank of Baroda – Credit Manager (Nagpur RO)
July 2015 – December 2015

• Oversaw a credit portfolio of ₹5,500 Cr across 84 branches, monitoring portfolio quality and credit risk compliance.
• Guided branch credit teams in underwriting, portfolio monitoring, and credit proposal assessments before escalation.
• Evaluated MSME and corporate credit proposals, ensuring risk-compliant structuring and monitoring.
  Supported Credit Head to monitor and manage a ₹5,500 Cr portfolio across 84 branches of Nagpur region.
• Guided branch credit teams in underwriting, portfolio monitoring, and credit proposal assessments before escalation.
   

Specialist Finance Officer
September 2011 – July 2015

• Served as Credit Officer at Jalgaon Branch and handled MSME credit portfolio of ₹.100 Cr
• Managed a large-scale branch as Operations Head on deputation, ensuring operational efficiency, staff coordination, and customer service excellence.
• Served as District Coordinator for all Bank of Baroda branches in Jalgaon district, supervising branch operations and government scheme implementations.
• Represented the bank in district-level meetings chaired by the District Collector to monitor scheme rollout across banks.
• Promoted financial inclusion through collaboration with district authorities and branch teams.

EDUCATION

MBA (Finance), Pune University, 2011
BE (Electronics & Telecomm), Pune University, 2009

CERTIFICATIONS

• NISM Series XV – SEBI Research Analyst (2025, License in Process)
• CAIIB – IIBF (2017)
• CFA Level 1 – CFA Institute (2014)
• Moody’s Certification in Advanced Corporate Credit (2019)
• Treasury Management & Bourse Game – NIBM Pune (2015)
• Domestic Forex – Baroda Apex Academy (2014)