ANJU JOSEPH

I am a highly enthusiastic professional who has 5 years of experience in Risk Prevention Department of Fintech Products. Over the years I have worked for Customer onboarding of Prepaid and Postpaid Instruments. I am a highly empathetic person who is business-driven which helps me to become a team player and contribute well to the team and thereby for the organisation. I am a proactive person who can find out the possible future risks associated. My greatest passion in life is using my technical know-how to benefit other people and organizations.

I was a part of the Fintech business  There I was a part of the KYC team for a year and the following one year in the Underwriting process. Both the teams were into onboarding customers and letting customers use the FinTech products. For the last 3 years, I have been in the Risk assessment process for both products. We conduct transaction monitoring of transactions that fall in the bucket of alerts that breach the threshold limit set. We also identify risks associated with transacting in a particular merchant. Also, Identify and block the fraudulent accounts that are created for routing the stolen funds of the victims of stolen or lost cards by doing unauthorised transactions

I did Masters in Commerce with a specialization in Finance and Taxation. During the academic period, we were given ample opportunities to explore. We did  Paper Presentations in various Colleges and participated in the Commerce Fest.