BIJENDER DESWAL

In depth knowledge to collections processes and activities and manages the overall collections targets and strategy and recovery activities for the area

Applies advanced knowledge and skills in collections operations and determines most effective methods for maximizing financial collections and recovery 

Constantly evaluates methods to improve collections process and increase profitability for Branches and designs the collections strategy for the region to ensure low delinquency and operational efficiency

Educational Qualification:

Passed B.Sc. from University College M.D. University, Rohtak, Haryana in 1996.
Passed M.B.A. in 1st division from IMSAR in 1998.

Passed P.G. Diploma in labour Laws, Labour Welfare & Personnel Management in 1999.
Passed LL.B. from Faculty of Law, M.D. University, Rohtak, Haryana in 2002. 

Computer Qualification 
Completed Diploma in Basics from ET&T, Delhi. 


 

Work Experience

Worked with HFCL as State Head Collections (Rajasthan) for TW/Used car/LPL/Personal loan/consumer durables at Jaipur since Nov 2014. To May 2021

Worked with Family Credit India Ltd (L&T Financial holdings ltd.)  as Sr. Area Collection Manager   at Delhi/Punjab/U T/ Rajasthan/ U P since Jan 2011 to Nov 2014.( Product TW/SCV/LCV/PL)

Worked with Bajaj Auto Finance ltd as Area Collection Manager at Delhi since Sep 2009 to Dec 2010.

 Worked with HDFC Bank Ltd. (Joined as Dy Manager promoted to Manager in Oct 2007 ) Manager at Gorakhpur since Sep 2006 to till Sep 2009.


M/s Haryana Telecom Ltd. (Rohtak) collaboration with SIEMEN (Austria) in P&A Department as C.C.A.O. During 21July 1999 to Jan 04,2002.

Project Under Taken:-
. Employee Development System (Designing a computerized H.R.D system) at KRIBHCO Ltd. Surat.   

Managerial attitude towards trade union at Bhiwani Textile Mill Bhiwani.

1. Competency Based interviewing skills ( L & T Financial services)
2. Result orientation leading to effectiveness (L & T Financial services)
3. Execution Excellence ( L & T Financial services)
4. Negotiation skill ( HDFC Bank Ltd)
5. Basic Banking & Collection System ( HDFC Bank Ltd)
6. Communication Skill ( HDFC Bank Ltd)