niraj sharan

Strategic Product & Partnership leader with 12+ years of progressive experience building and scaling digital platforms, coalition loyalty ecosystems, payment solutions, and insurance broking products across e-commerce, BFSI, NBFC, and insurtech. Proven expertise in designing end-to-end customer journeys across acquisition, onboarding, payments, servicing, and claims, driving measurable improvements in conversion, engagement, and retention. Strong track record of owning P&L, defining product strategy and roadmaps, scaling partner ecosystems, and optimizing earn–burn economics through data driven decision-making. Adept at cross-functional leadership, collaborating with engineering, UX, business, and senior stakeholders to deliver customer-centric, compliant, and scalable products at scale.

Product Management, Customer Journey Design, Loyalty Programs, Coalition Loyalty, Earn and Burn Economics, Fintech, Digital Payments, UPI, BBPS, Payment Gateways, Digital Collections, Insurance Broking, Health Insurance, Underwriting, Claims Experience, Strategic Partnerships, P&L Ownership, Revenue Share Models, CPA CPS, Data Analytics, Funnel Analysis, A/B Testing, GTM Strategy, Cross Functional Leadership, Agile Scrum, Stakeholder Management

Executive MBA (Full Time, Residential) from IMT, Ghaziabad