Operations - Officer - Installment Loan Operations - Ahmedabad, Gujarat, India - HDFC Bank

HDFC Bank

Verified Company

Ahmedabad, Gujarat, India

1 week ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Group Company:
HDFC Bank Limited

Designation:
Operations - Officer - Installment Loan Operations

Office Location:
Shyamal Iconic Backoffice Ahmedabad (Branch)

Position description:

Operations - Officer - Installment Loan Operations

Primary Responsibilities:

DSA Payout Unit : Payout Processing
To ensure accurate payout processing of various products as per bank's policy.
Disbursement Unit : Query Resolution
Resolution of branch queries related to disbursements.
Reconciliation Unit : Reconciliation of Accounts
Reconciliation of all Suspense accounts, pool accounts, due to accounts in Retail Assets.
To reconcile balances and follow up with branches for early resolution. Inventory Funding Unit
Scrutiny of documents
Documents

- received from branches towards limits of inventory dealers are checked for correctness. Discrepancies if any are raised to the respective locations for early resolution.

Foreclosure : Maker
Data Entry
To ensure that all request for closure is attended on the same day after doing necessary checks.
Dispatch of Closure document.
Closure & RTO documents dispatch activity on daily basis is taken care of.

File Boarding Unit

File Receipt
To ensure all customer loan files disbursed at locations are tracked, followed up and & received at CPU for File boarding within TAT.

File Boarding Unit

File Boarding
To ensure accuracy in file data entry & authorization in Finnone based upon information in documents in the customer loan file/Scanned Images

Rebooking & Reschedulements

To ensure all requests for rebooking and reschedulements received are accurately rebooked /rescheduled. PDC Updation
To ensure accuracy in PDC updation in Finnone based upon the physical instruments/ repayment instruments received in the customer loan file/Scanned Images
Master Maintenance ensure accuracy in creation /modification of masters within TAT based on requests/approvals received Welcome Letter Spooling /Dispatch/Returns

- letters returned undelivered based on supporting documents in customer's loan file. To ensure re-generation of letters & dispatch to Customer, where rectification is done, basis supporting documents i

Report generation
Bank Report to be run to spool batches from FINNONE, which got presented for respective cycle dates. Address Change
To ensure accuracy in updation of the revision in customer's
To ensure accuracy in updation of the revision in customer's

mailing address in Finnone based upon requests received within TAT.

Repayment Management Unit

Batch uploading in Finnone
Uploading Batch into FINNONE for updating cleared and bounced status for particular Month EMI in PDC module.

Repayment Management Unit

Batch Closure Handling exceptions at maker level
Waiver to be done on maker stage as per branch recommendation and appropriate approval
Collection updation status
Updation of representation status for for ECS and External PDC in FINNONE on maker stage. Accounting Entries
Due to acccounting entries in NCB at maker stage.

ACH Mandate Management

Inward of Courier
Tracking of Inward & Outward of Courier received from Branches.
ACH Mandate Data Entry
To ensure accurate data capturing of status of ACH Mandate in Mandate tracker as per Bank's policy. Book binding
Binding and Book entry of ACH Mandate.
Download of ACH Mandates
Verification of Mandates f

- rom IDEARAS system Repayment Management Unit

PDC processing
Vendor Dispatch Management
To ensure proper & safe dispatch of repayment documents to Vendor PDC Vault Management
To ensure all PDC's authorized are received & stored in Vault.
To ensure timely retrieval & dispatch of cheques within defined TAT. PDC Banking
To ensure presentation & representation of repayment instruments on due date & catering to legal requests. PDD Updatio

PDD Data Entry

To ensure accurate data capturing of PDD details as per Bank's policy. PDD sampling
To ensure verification of data entry is accurate as per source documents for the sample selecte

MIS

To Publish the MIS on PDD Updation. Doxs Retrieval Unit
Download of Request from Document Retrieval Management System. To ensure timely download of the requests.

MIS

To Publish the MIS on PDD Updation. Doxs Retrieval Unit
Download of Request from Document Retrieval Management System. To ensure timely download of the requests.

- original file dispatch to the requestor Generation and dispatch of Customer deliverables