Credit Officer - Gurgaon, India - NatWest Group

NatWest Group

Verified Company

Gurgaon, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive.

This role is based in India and as such all normal working days must be carried out in India.

Join us as a Credit Officer

We'll look to you to identify, assess and manage credit risks
You'll have the opportunity to build a wide network of stakeholders of varying degrees of seniority
Hone your existing credit risk management skills and advance your career in a fastpaced environment
We're offering this role at senior analyst level

What you'll do:

You'll be maintaining an effective credit risk management framework that enables the early identification, assessment, management, monitoring and reporting of credit risks.

This'll involve ensuring appropriate and intended customer and conduct outcomes in relation to lending and credit policy are being delivered through the oversight and challenge of policies and first line processes and controls.

You'll also:

Support full compliance with all relevant organisation, credit and business policies, including the creation of a robust suite of assurance measures
Review all credit policies in line with organisation, legislative and regulatory requirements
Provide assurance to senior management that all controlbased activities are compliant with our standards and that all risks are reported and authorised
Effectively manage the relationship between the function and bankwide credit risk and other policy framework standard owners
Achieve business as usual and project deliverables in line with milestones and terms of reference to a high standard through the management of colleagues and other resources

The skills you'll need:

You'll need experience and an understanding of credit risk management, including principles and processes and an in-depth understanding of regulations that're applicable to mortgages and consumer credit.

Furthermore, you'll need:

Experience of working successfully as a team with management across an organisation
Knowledge of risk management and control processes that're appropriate to a financial services environment
A broad understanding of external regulations