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Bank Loan Expert - Gurugram, Haryana, India - BLACKBULL HOLDINGS

BLACKBULL HOLDINGS

Verified Company

Gurugram, Haryana, India

1 month ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Key Responsibilities
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Customer Interaction: Serve as the primary point of contact for borrowers throughout the loan processing phase, providing them with guidance, answering their queries, and maintaining a positive customer experience.
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Credit Analysis: Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
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Loan Structuring: Recommend loan solutions in accordance with lending guidelines and clients' requirements. Structure loans based on risk and financial analysis.
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Compliance and Risk Management: Ensure all lending procedures comply with regulations. Stay updated with financial laws concerning loans and mortgages. Assess and mitigate risks where possible.
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Documentation and Processing: Coordinate the collection of financial and legal documents necessary for loan approval. Ensure accurate, timely, and compliant processing of loan documentation.
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Market Knowledge: Maintain an in-depth knowledge of different loan products and an understanding of the market and economic trends that could affect the loan business.
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Collaboration: Work closely with underwriters, real estate agents, and bank branches to develop and maintain relationships that facilitate the loan process.

Skills and Qualifications
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Educational Background: A bachelor's degree in finance, economics, or a related field is typically required.
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Experience: Prior experience in banking, loan processing, or a related field. Familiarity with banking software and MS Office.
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Analytical Skills: Strong ability to analyze financial data and comprehend the implications for loan structuring.
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Customer Service: Excellent interpersonal and communication skills, with a focus on customer satisfaction.
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Problem-Solving: Ability to identify and resolve issues throughout the loan approval process.
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Regulatory Knowledge: Understanding of state and federal regulations related to lending and financial services.

Work Environment

Bank Loan Experts typically work in an office setting within a bank or other financial institution.
This role may require regular business hours, though some may work longer hours to accommodate clients' schedules.
The job may also entail meeting with clients outside the office for consultations or document signings.

Job Types:
Full-time, Permanent

Salary:
₹55, ₹95,000.00 per month

Benefits: