Rc - Credit Officer - B2C - Rural Credit - Kurnool, India - Axis Bank

Axis Bank

Verified Company

Kurnool, India

3 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

About Retail Credit

The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also

responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes

About the Role

CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing

Associates would be reporting.

Key Responsibilities

Monitoring Turnaround time (TAT) from Login to Sanction
Login to Sanction for all products.
Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all
Review of proposals and decisioning loans in line with Bank Policy guidelines.
Audit & Compliance adherence. Ensuring nonrepetition of negative Audit Observations.
Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc.
Stakeholder management.
Idea generation for new projects for process efficiency and cost saving.

Qualifications:

Optimal qualification for success on the job is:

Graduate / Post
Graduation (MBA/ CA preferred)
Experience in retail credit with team handling.

Role Proficiencies:

Knowledge of credit, industry and product trends
Knowledge of regulatory guidelines and norms
Good communication (both verbal and written) skill in both English and the local language