Team Member-support Services-treasury Operations - Mumbai, Maharashtra, India - Kotak Mahindra

Deepika Kaur

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Deepika Kaur

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Description

Role:
KMIL - Monitoring

Requirement: 2

Gender

  • Male/ Female both are preferred
Education Background

  • CA / MBA (preference would be MBA
  • Finance)
Experience level - 3 to 5 years (relevant experience not required)

Preferred profile

  • Risk team of retail or wholesale division of any Bank / NBFC.


The Key profile of Monitoring & Policy Risk Analyst is to carry out Risk Assessments for Pan India CRE Lending Portfolio is laid down below for your reference.


Key responsibilities include

  • Implement effective risk management processes for the Construction Finance business verticals to identify potential risk in the underwritten portfolio and ensure portfolio health
  • Carry out background research and gain a thorough understanding on the project, the developer and the regional market, highlighting any negative reports so as to ensure the quality of the invested portfolio.
  • Track the progress of the project and monitor disbursement as per the project lifecycle. Ensure that the disbursement milestones are achieved as per the underwritten sanctioned conditions.
  • Recommend policy amendments/ refinements based on regulatory and market changes
  • Undertake automation of existing processes by liaising with the IT department
  • Prepare various dashboards and reports such as:
  • Monthly and quarterly portfolio monitoring report
  • Overdue Analysis
  • Early Warning Signals r eview
  • Deviation Analysis
  • Analytical Insights like Limit/ Renewal Management, Covenant/ PDD Management
  • Trends analysis of the regional P ortfolio

Perform various monitoring activities such as

  • NOC issuance
  • Due diligence for the
  • Monitoring and instruct for Escrow SI Threshold
  • Map collections with the Escrow credits on regular intervals.

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