Credit Initiation Approver - Mumbai, India - Standard Chartered

Standard Chartered

Verified Company

Mumbai, India

1 week ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Job:
Operations

Primary Location:
Asia-India-Mumbai

Schedule:
Full-time

Employee Status:
Permanent

Posting Date: 21/Nov/2023, 4:00:55 AM

Unposting Date:
Ongoing

The Role Responsibilities

Strategy

Awareness and understanding of TAT and Productivity of underwriting team with respect to different products. Manage a team of Analysts for processing transactions within the defined CCPM parameters. Handle local investigations for FRM supporting central FRM and GBS.

Business

Awareness and understanding of the multipleproducts, various stakeholders and the market in which we operate.

Processes

Maximize the opportunity to reduce costs without compromising controls through hubbing, automation and streamlining of processes. Ensure

People & Talent

Strengthen the RRO organisation, address capability gaps and refresh development. Drive and continuously Employee engagement. Manage a team of Analysts for processing transactions within the defined CCPM parameters.

Risk Management

Strengthen discipline in adherence to processes and standards and ensure country procedures aligned to Group standards. Fully engage in initiating and driving the programme of embedding a risk culture. Strongly reinforce lessons learnt from control failures and suboptimal risk decisions.

Governance

Improve the effectiveness of the reviews / meetings / forums to achieve precision in identifying key vulnerabilities and speed in mitigating emerging risks. Ensuring unit is always following OR guidelines. No surprise findings in GIA, Regulatory and Peer Reviews.

Key stakeholders

CI Team, CO Team, Business Teams, Policy Team, Product Team, Collection Team, Branch Team, CCU Team, Legal & Compliance Team, Bank empanelled external vendors

Other Responsibilities

Escalation management, Ensure smooth processing of BAU work, Manage work force in optimum way so as to get maximum output, Continuous training and feedback sharing, Anticipate changes well in advance
CA or MBA

Role Specific Technical Competencies

Underwriting skills
PD skills
Training skills
Negotiation skills
Escalation management
Listening skills
Team Management skills

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other.

We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before.

If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you.

You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours.

When you work with us, you'll see how we value difference and advocate inclusion.

Together we:
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Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
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Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
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Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
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Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
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Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
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Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
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A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
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Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.