Business Executive - Madurai, India - Oncloudz Softech Pvt Ltd
Description
We are hiring for theBusiness Executive for Housing Finance Experience (Atleast 6 Months).
Position:
Business Executive for Housing Finance
Salary:
₹20, ₹28,000.00 per month + Incentives
Experience:1+ Year Experience in Sales
Location:
Madurai
Job Type:
Full Time
Age :21 to 32
Roles and responsibilities
- To source open
market busines too and achieve the targets assigned - To be completely aware of the products being offered by the company and understand competition offering and handle
customer objections: - Should have a Basic understanding of
P&L account,Balance sheet for self employed - To ensure proper customer profiling on each
call / customer visit, to identify and understand his/her needs and accordingly recommend
investment and Insurance options: - Relationship building with the
Home Loan Executives to which he is mapped and to ensure joint calls with the
HLE to ensure maximum attachments of the
files being disbursed: - To build a
relationship with the customer so that he/ she is able to cross sell other product offerings based on the needs of the customer, thereby managing the entire
account of the customer: - To be in sync and work together with the partner representatives.
- Understanding the joint ownership of the
customer at the time of servicing etc. - Interview applicants to determine financial
eligibility and feasibility of granting loans.
Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types o
f loans and other financial services. - Assess customer needs, explore all options and introduce different types of loans.
- Develop referral
networks, suggest alternate channels and crosssell products and services to accomplish quotas.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Disbursements:
- Collection of
KYC documents - Loan documentation
Requirements and skills:
Should have basic knowledge about
Lending and Housing products
Solid understanding of
direct/indirect lending products and practices
Excellent
communication and interpersonal skills
Customer
satisfaction orientation and sales competencies
Ability to
work in a goal oriented environment
MBA degree in finance, Marketing or a related field
Open to travel
Note:
-Graduation is mandatory
-Two-wheeler and Driving license are must
Salary:
From ₹20,000.00 per month
Benefits:
- Life insurance
- Provident Fund
Schedule:
- Day shift
- Monday to Friday
- Weekend availability
Supplemental pay types:
- Performance bonus
- Yearly bonus
Work Location:
In person
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