Sales Executive - Mumbai, Maharashtra, India - Kotak Mahindra

Kotak Mahindra

Verified Company

Mumbai, Maharashtra, India

4 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

**Kotak Mahindra Bank

Business Banking Assets:

BBA is a part of consumer assets department of the bank under which Working Capital (secured lending), Unsecured Business loans, Health care Finance & Supply chain Finance operate.

All these departments focus on lending to the SME/MSME & Self-employed Professionals space. The incumbent will be a part of this department.

We specialize in structuring deals for SME clients by offering Fund based products like Cash Credit & OD, Term Loans (Secured and Unsecured), Equipment Finance as well as Non Fund products like Letter of Credit, Bank Guarantee's, Foreign Exchange and Trade Products.

Skills Required:

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Specialization in Marketing or Dual Specialization in Marketing & Finance is preferred. Commerce Background for graduation is preferred

Academics
Target Segment is Self Employed Professionals (Business Persons)
Good understanding of Balance Sheet / P&L assessment is required to be able to structure deals and arrive at loan eligibility
Relationships Building relationships with key persons (CFOs/ promoters) in the target segments & building client trust & confidence is a required skill set

Portfolio Management

Employees have portfolios assigned to them which they need to grow, nurture and manage
Macro One must be alert on competitive elements in the target segments (viz. other banks etc.) & have a good awareness on macroeconomic data