Sl Initiative-credit Officer - Bhilai, India - HDFC Bank
Description
Group Company:
HDFC Bank Limited
Designation:
SL Initiative-Credit Officer
Office Location:
SMRITI NAGAR BHILAI Bhilai (Branch)
Position description:
Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.
Primary Responsibilities:
- Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
- Update BET details / findings in BET tool, this also includes;
- Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
- Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
Additional Responsibilities:
- Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
- Cross Verification of certain track from different MFIs on case to case basis.
- Accompanying Credit Manager for post disbursement visits, if required
- Advance planning with business team on groups to be visited per week.
- Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
- Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.
Educational qualifications preferred
-
Category: Bachelor's Degree, Master's Degree
-
Academic score: Pass
Required work experience
-
Industry: BFSI/Insurance
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Role: Fresher/Sales
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Years of experience: 0 to 1
Required Skills:
- Honesty & integrity
- Hard & smart working
- Go getter attitude
- Ability to convince & influence
- Good observation skills
- Communication & inter-personal skills
Other details
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Contract Types: PERMANENT
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