Ra - Credit Risk Assessment of Corporate - Mumbai, Maharashtra, India - CRISIL

CRISIL
CRISIL
Verified Company
Mumbai, Maharashtra, India

4 weeks ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description

KEY ROLES & RESPONSIBILITIES

  • Work with team of onshore analysts to cover credit portfolio of corporates, Public Sector Entities and GREs
  • Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
  • The credit assessment process requires the following:
  • Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
  • Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
  • Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
  • Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
  • Determine and recommend ratings to the entity based on the internal rating framework and methodology.
  • Regular interaction with client to discuss reports as well as workflow
  • Support the client with any adhoc research requests including sector research
  • Engage with client teams proactively and suggest new ideas to enhance client engagement
  • Train new hires and mentor juniors in the team

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

  • Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
  • Good understanding of banking regulations, calculation of key credit metrics and capital ratios
  • Reasonable understanding of banks internal systems

MINIMUM & PREFERRED EDUCATION

  • MBA or CA or Master's degree preferred; CFA certification is a plus

MINIMUM & PREFERRED EXPERIENCE / SKILLS

  • 17 years of work experience preferable in credit risk/credit research
  • High level of attention to detail and accuracy; Diligence and hard work
  • Organization skills and the ability to manage and prioritize workload
  • Good understanding of MS office products
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