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    credit analyst real estate - Mumbai, India - Intellectual Capital HR Consulting Pvt. Ltd.

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    Sales
    Description

    Key Responsibilities :

    ● Underwriting in real estate including builders and LRD

    ● Key responsibility is to ensure a through evaluation of Real Estate proposals including

    financials, security, regulation wrt to lending as well as real estate, sales projections, cash

    flow projections, micro markets and enterprise.

    ● Along with the team, conduct in depth analysis and comprehensive analysis of the projects

    and enterprise

    ● Take balanced decisions on underwriting risk within delegated authorities. Present a

    comprehensive and balanced analysis for enabling decisions in other cases.

    ● Periodically monitoring progress, through financials, sales and collection progress, approval

    status, construction status, etc.

    ● Conduct periodic reviews of the outstanding advances portfolio, including tracking pf progress

    and conditions at the time of sanctions. Initiate appropriate actions or escalations in case of

    deviations.

    ● Develop and maintain credit risk strategy and policy by continuous analysis of business and

    collection trends, risk assessment & mitigation thereof.

    ● Assist compliance team in regular audits and other data points.


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