Underwriter - Worli, Mumbai, Maharashtra, India - waays live solution private limited

waays live solution private limited

Verified Company

Worli, Mumbai, Maharashtra, India

1 week ago

Posted by:

Deepika Kaur

beBee Recuiter

Responsibilities:

The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
To conduct personal discussion with customers to establish Credit worthiness.
Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)
To prepare Credit Appraisal Memo (CAM).
Responsible for Credit Assessment.
To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

Qualification & Experience Required:

Graduate/MBA with at least 2 to 4 years' relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs. Good experience in Credit analysis
Balance sheet, Profit & Loss Statement, Bank Statement.
Credit underwriting work experience within retail lending with any large NBFC or Bank.

Salary:
Up to ₹400,000.00 per year

Schedule:

Ability to commute/relocate:

Worli, Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

Education:

Experience:

Speak with the employer

Sales Executive