Relationship Officer - Mumbai, India - Aavas Housing Financers Ltd

Description

Interviewing applicants to determine financial eligibility and feasibility of granting loans

• Determining all applicable ratios and metrics and set up debt payment plan
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and crosssell products and services to accomplish quotas
• Go the "extra mile" to build trust relationships, customer loyalty and satisfaction throughout the underwriting process

- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines


Salary:
₹15, ₹30,000.00 per month


Benefits:

• Cell phone reimbursement
• Flexible schedule
• Health insurance
• Paid sick time
• Provident Fund

Schedule:

• Day shift

Supplemental pay types:

• Performance bonus

Ability to commute/relocate:

• Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

Experience:

- total work: 1 year (preferred)

• Loan officer: 1 year (preferred)

Work Location:
One location