Rc&wc - Cbg:ach Meg - Mumbai, Maharashtra, India - Axis Bank

Axis Bank
Axis Bank
Verified Company
Mumbai, Maharashtra, India

1 month ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description

AREA CREDIT HEAD - MEG

INTERNAL USAGE:


No


of Vacancies:

Reports to:


  • GCH MEG
    Is a Team leader?
  • No
    Team Size:
  • NA
    Grade:

Business:


  • Corporate Center
    Department:
  • Wholesale Credit
    Sub

  • Department:
  • MEG
    Location:

About Wholesale Credit

  • The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
    About
    the
    Role
  • The Area Credit Head (ACH) manages the credit activities, processes and people for the Wholesale Credit vertical for designated location. The ACH is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank
    Key Responsibilities
  • Manages the credit appraisal process
    , by ensuring adherence to the standard process, Turn Around Time and decision consistency
  • Ensuring the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
  • Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions.
  • Monitor the accounts to ensure maintenance of a healthy portfolio.
  • Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
  • Maintain the Customer escalations within the desired levels for the location
  • Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme
  • Provide regular updates on all key activities to regional manager

Qualifications

  • Optimal qualification for success on the job is:_
  • Graduation/ Post
  • Graduation (MBA/ CA preferred) from a recognized institute
  • Minimum 5 years of relevant work experience
    Role Proficiencies:
  • Knowledge of credit, industry and product trends
  • Knowledge of regulatory guidelines and norms
  • Good communication (both verbal and written) skill in both English and the local language
  • Ability to manage risk and uncertainty within a dynamic priority-setting environment
  • Ability to handle pressure and meet deadlines
    About
    Axis
  • Incorporated in 1994, Axis Bank is one of India
- s most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.
  • The Bank has a young & engaged workforce of over 60,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.
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