Relationship Officer-vehicle Loan - Remote, India - Kiara MicroCredit Private Limited

Kiara MicroCredit Private Limited

Verified Company

Remote, India

6 days ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

A sales staff is supposed to source vehicle loan to KMCL as per our rules and conditions of KMCL and to support all promotional activities and other activities to promote vehicle loans department.

Support and assist all Operations & back office works of Vehicle loan department on daily basis.
Sourcing of vehicle loans for KMCL as per the policy from open market or through BCs and achieve the targets assigned by society.
Collection and maintenance of Predisbursement and post disbursement documents.
Background verification of customers and complete documentation process as instructed by A.O.
Sourcing and empanelment of New BCs.
Coordinating BCs and Registered office for invoice generation and pay out disbursements.
Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans
Explain the customers about different products and options available as well as terms and conditions.
Verification of loan agreements to ensure that they are complete and accurate according to policy.
Computation of loan amount, EMI, Chrarges and Net disbursement amount.
Handle customer complaints and take appropriate action to resolve them
Coordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.
Ensure name transfer and hypothecation endorsement in RC and Insurance.
Identify and Empanel RTO agents in your respective locations
Market the products of society.
Collection follow up and ensure prompt collection.
Attending office activities and coordinate activities from Registered office and Branches/BCs
Preparation of Office Note for Sanction.
Maintaining and reporting MIS on daily basis, weekly and monthly basis reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.
Ensuring timely registration of membership for the new customers.
Inspecting the loan documents before forwarding for approval.
Initiating Field Investigation and Vehicle Inspection
Keep reporting your all activities including Onduty and nonpunching movements.
Responsible to hand over all loan documents to the registered office/branch without any loss or damage.
BC registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned.