Executive - Gold Loans - Delhi, India - HDB Financial Services Limited

Deepika Kaur

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Deepika Kaur

beBee Recuiter


Description
Coordinate with branch sales team and support BSM, SMs for lead conversion

  • Telecalling / follow up on leads given by sales team and Corporate office
  • Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis
  • Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed
  • Update valuation details in system i.e. Gold portal and loan booking system
  • Ensure loan processing completed within stipulated TAT.
  • Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket
  • Follow up with customer for timely interest collection
  • Gold loan file disbursal in system (this could be done by BOM for most Branches)
  • Custody of gold packets in the office, record it as per process
  • Raise Payment Request / Cheque Disbursement, record it as per process
  • Arrange to send the complete file to COPS as per process.
  • Manage Related MIS, interface with COPS, regional teams as might be required.
  • Coordinate with central telecalling team for collections / follow up for payments from overdue borrowers
  • Customer Support / Service as required. KEY RESPONSIBILITIES

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