Relationship Officer - New Delhi, India - Varthana

Varthana

Verified Company

New Delhi, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Published on
20-Dec-2021

Branch
Delhi

Qualifications
Graduation

Experience
2 Years - 0 Months To 0 Years - 0 Months

Key Requirement for the Position
At least 1years' experience in Retail/SME credit management
Comfortable in assessing clients without access to audited financials Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
Good analytical skills and ability to process data on computer spreadsheets

Job Description
You will be required to visit clients, assess them based on personal discussion and interview and ensure that all files are turned around within acceptable timelines.
In addition to being good at credit assessment, you should have good interpersonal skills.
The job requires regularly interacting with customers, members of the sales team and ops.
Conflicts generally arise in such situations where people are looking at something with different perspectives and hence skills for conflict resolution will help you significantly in excelling at your job. Specific Responsibilities
Track deviations and any correlation between deviations and delinquencies
Monitor portfolio and highlight any early warning signals
Ensure that all KYC guidelines issued by RBI from time to time are adhered to
Ensure proper security creation process for all secured loans
Monitoring of the portfolio, analysis of delinquent cases, profiling of customers, data cuts