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    Loan Officer - Mysore, India - Tata Capital

    Tata Capital
    Tata Capital background
    Description
    To ensure the achievement of disbursement targets with minimum delinquency

    • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
    • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
    • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
    • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
    • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
    • Undertake regular field visits, Centre Meeting and loan applicants
    • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
    • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
    • Ensuring weekly / daily meetings & visit to centre
    • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
    • Basic understanding about Microfinance business and JLG model working would be preferred.

    Key Skills

    • Relationship management, Business sourcing
    • Flair for sales
    • Understand critical attributes of customer service

    Education Graduate in any discipline


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