ABDUL KHADEER

AML specialist trained in all aspects of financial investigation with over ten years of experience in the compliance, banking, and legal industries. Result focused, detail oriented, and analytically inclined with a solid ability to professionally support a company’s compliance efforts. A dedicated professional with superior oral and written communication skills.

ABDUL KHADEER 

­­­­­­­­­­­­­­­­­­­­­­­­­­­­FINANCIAL CRIME COMPLIANCE OPERATIONS PROFESSIONAL:

Driven AML specialist trained in all aspects of financial investigation with over ten years of experience in the compliance, banking, and legal industries. Result focused, detail oriented, and analytically inclined with a solid ability to professionally support a company’s compliance efforts. A dedicated professional with superior oral and written communication skills.

CORE COMPETENCIES:

¨ AML – Transaction monitoring ¨ KYC Operations ¨ Quality Management ¨ Process Management ¨People Management ¨ Team Handling ¨ Client Relationship Management 

 PROFESSIONAL EXPERIENCE:

 Tata Consultancy Services:

From: August 2021 to Present; Department: AML Transaction Monitoring Team, Designation: Team Lead; Location – Hyderabad 

• Directly manage a team of AML Business Team
• Responsible for daily BAU operations that primarily include Driving the Production, Queue’s Allocation, Capacity Planning, HC Deployment, Monitoring of cases in SRT tool, SLA Adherence, SLA report management, Sharing Flash reports to client, Coaching people, Arranging Trainings and Refreshers, Email management, Tracking the team productivity metrics and Providing the timely updates to management and teams. 
• Accountable for KPI’s of the entire team that includes AHT, Productivity and Quality. 
• Publishing weekly AHT and Escalation analysis for the entire deal to the senior management, with Insights for High AHT and increased Escalation % 
• Heavy interaction with front and back office technology groups and specifically ensure tight integration between product processors, customer master systems, etc. with AML platforms globally
• Interaction with Operations Compliance and Business Line senior management & external regulators

People management which mainly includes skill set understanding and employee connects, familiarizing the new joiners with the process by organizing Buddy Up sessions, Leave management, Performance management that includes score card management and monthly one – one interactions with Team.

From: Dec 2018 to July 2021; Department: AML Transaction Monitoring Team, Role: QC Analyst; Designation: Business Process Lead; Location – Hyderabad  

• Have knowledge in Transaction Screening Process that ensures compliance with the bank’s regulatory requirements.
• Knowledge and Understanding of BSA & USA PATRIOT Act, OFAC Sanctions Programs.
• Monitoring live transactions (SWIFT, WIRES). 
• Perform 4 eye checks due diligently for every payment. 
• Review and analyses due diligence data from a variety of sources to determine overall risk. Screens customers, prospects and/or transactions against various regulatory reporting lists and regionally based sanctions watch lists.
• Ability to identify red flags and disposition alerts using a Risk Base Approach (RBD). 
• Screening Payment Escalated by L1, L2 and taking appropriate decision Worked on different applications like Lexis Nexis and World Check. 
• Marking Low quality errors to L1 operator for wrong decisions. 
• Conduct Extensive research using different types of tools to release a transaction
• Knowledge in the sanction lists, exceptions rules of Sanctions Screening and regulations and a clear understanding of their impact on financial transactions.
• Processed inbound and outbound payments filtered on to the internal applications for payments screening on daily basis as per Regulatory requirements. Working on various applications to implement effective controls to fight Financial Crime Risk across the Global as per regulatory requirements. 
• Assisted Team members in resolution of process related queries. Also supported the team on high volume days.

From: May 2016 to November 2018; Department: AML Operations - Level 1 & Level 2 Transaction Monitoring; Role: AML Analyst; Designation: Business Process lead; Location - Hyderabad 

• 24 months of experience as an AML Analyst in L1 & L2 Transaction Monitoring Teams. Reviewing the Profiles of CMB, GBM and Retail customer accounts held in Middle East – Dubai 
• Good understanding of Global Minimum Standards AML Scenarios (GMSAS), Narrative report writing and procedures. 
• Processing of Transaction monitoring “Alerts / Cases” generated by the Unified Case Management (UCM) 
• Monitor, analyze and investigate various types of transactions to identify potential money laundering activities by alert and case investigation. Mitigating the risk associated with the “cases” for the appropriate closure / escalation. 
• Raising RFI queries to the Business Team, Ensuring 100% quality of all the cases processed without any process and decision errors.

Cognizant Technology Solutions: 

From: August 2014 to May 2016; Department: Mortgage Quality Control Analyst/Auditor, Designation: Process Specialist; Location – Hyderabad

Perform and conduct Servicing Quality Control Audits on conventional loans and government loans originated for sale to Fannie Mae, Freddie Mac, VA, FHA and Private Investors.

• Audit the mortgage lenders, loan files, reviewing legal and credit documents ensuring state and Federal Fair Lending.
• Pre and post-funding loan audits to insure quality and compliance standards.
• Worked on the verification of significant demographic data relative to HMDA and CRA compliance and prepared report for originated and secondary market loans to maintain quality control and minimize any loss.
• Perform QC Servicing Audits and meet quality and quantity expectations on a daily basis.
• Attend industry seminars that will enhance the quality of our process and work product.
• Adhere to the company’s “Core Values".

From: July 2013 - Jul 2014; Designation: Process Specialist; Location – Hyderabad

As Personal Account Dealing Compliance Analyst

The Personal Account Dealing (PAD) Team is responsible for pre-clearing and monitoring personal trading activities of UBS Employees. 

As a SME (Process Specialist) of the team will be tasked with coordinating the effort in sync with counterparts in the other regions i.e. Americas, EMEA and Asia, as well as maintaining the day to day control environment. 

• Ensure the timely pre-approval and reconciliation of employee’s personal trades (including reporting of breaches, reconciliation of statements and employee records). 
• Support the creation of Internal, External (Regulatory) and Ad-hoc reports, based off the PAD strategic platform as per a pre-defined reporting calendar. 
• Collation, analysis and distribution of Operational Metrics / Key Performance Indicators. 
• Entitlements management. 
• Manage and maintain internal reference data. 
• Operational/Compliance remediation exercises. 
• Strategic planning, execution and Project support.
• Documentation Management.

Bank of America Continuum Solutions: 

From: January 2011 to May 2013; Department: AML Transaction Monitoring Analyst, Designation: Sr.Team Member; Location – Hyderabad 

• Analyzed reports for discrepancies and suspicious activities.
• Followed standard AML procedures and processes.
• Collected and examined financial statements and documentation.
• Utilized knowledge of AML laws, including BSA, Patriot Act, and US Treasury guidelines.
• Assessed compliance with banking laws and reported suspicious entries and actions.
• Performed detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses/products.
• Identified training opportunities and developed, conducted, and assisted with a wide range of BSA/AML - related training. 

From: January 2009 to December 2010; Department: Interest Adjustments – TAX Reporting Process, Designation: Team Member; Location – Hyderabad 

• Interest Adjustments is the process where an Interest is calculated for the Interest Bearing accounts. This process comes under critical to compliance processing.
• First we check the account, is it a Interest Bearing Account, then check for the account type & then check for Affinity code on BOSS and COIN. According to the Affinity or Non affinity we check for the rate cluster on Rate sheet.
• As per the Date range provided we calculate the Interest by providing correct Rate of interest to the correct account type to the account by using FDES (Financial Data Entry System) tool.

ACHIEVEMENTS & AWARDS: 

Notable Accomplishments at Bank of America and Cognizant:

• “Peer to Peer “appreciation from Team Manager and Team Members for coordinating and contributing to the team.
• Received BRONZE & Kudos Awards as a symbol of appreciation for my contribution for Extra activities regarding Banking updates extra efforts given to my Process.
• Received Spirit Card for organizing Team Meetings, Team Projects on time and making all events successful. 

Quality Innovations:

• Eliminating the wastage in process (LEAN).
• Successful implementation of basic six sigma in the process which has resulted in saving time, reduce the steps and ensure quality and accuracy in the process.

 EDUCATIONAL CREDENTIALS: 

• Post Graduate Diploma in Business Management from SISTER NIVEDITA COLLEGE OF PROFESSIONAL STUDIES.
• Bachelor Degree in Computer Applications (BCA) from VASUDHA COLLEGE OF INFORMATION TECHNOLOGY.  

PERSONAL DETAILS: 

• Date of Birth: 10 April 1981
• Language Known: English, Hindi & Telugu
• Passport Number: W5059998
• Address: H.No: 8-1-363/61, Aditya Nagar Colony, Tolichowki, Hyderabad-500008.

 DECLARATION:

I hereby declare that the information stated above is true to the best of my knowledge and belief. 

Date:                                                                                                                         (Abdul Khadeer)

Post Graduate Diploma in Business Management from SISTER NIVEDITA COLLEGE OF PROFESSIONAL STUDIES