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    Zonal Credit Manager(LAP) - Mumbai, India - Credit Saison India

    Credit Saison India
    Credit Saison India Mumbai, India

    8 hours ago

    Default job background
    Full time
    Description

    Job Responsibilities:

    • Appraising proposals for LAP (ticket size upto Rs.1 cr) both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
    • Supervising, controlling delinquency and credit loss
    • Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports
    • Fulfilling the credit training needs of entire business team on a continued & timely basis
    Team Management

    • Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process and operations.
    • Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance among team members.
    • Nurturing, managing & imparting training to the team is also one of the core activities.

    Functional Requirements:

    • Indepth knowledge of Financial & Credit Risk analysis
    • Risk (credit / investment, operational, others) identification and mitigation skills
    • Knowledge and experience of having dealt in Banking products and procedures, Documentation

    Skills required:

    • Ability to understand economic / industry cycles
    • Analysis of annual reports and cash flow statements
    • Excellent communication skills verbal, and written (including report writing) ZCM
    • LAP
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