Branch Executive - Namakkal, India - KARUR GOLD FINANCE

KARUR GOLD FINANCE
KARUR GOLD FINANCE
Verified Company
Namakkal, India

1 week ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description

A Branch Executive for Gold Loan typically has several responsibilities revolving around managing the operations and business development of a branch that offers gold loan services.


Here's a general job description:

Position Title:
Branch Executive - Gold Loan

1.


Branch Operations Management:

  • Oversee the daytoday operations of the branch, ensuring smooth functioning.
  • Manage customer inquiries, loan processing, and disbursements efficiently.
  • Maintain compliance with regulatory requirements and company policies.

2.


Business Development:

  • Develop and implement strategies to achieve branch targets for gold loan disbursements and profitability.
  • Identify and pursue opportunities to expand the customer base and increase loan portfolio.
  • Build and maintain relationships with existing and potential customers to foster business growth.

3.


Team Management:

  • Lead and motivate a team of loan officers and support staff to meet performance goals.
  • Provide training, guidance, and support to staff members to enhance their skills and productivity.
  • Conduct regular performance evaluations and take corrective actions as necessary.

4.


Customer Service:

  • Ensure high levels of customer satisfaction by addressing queries, resolving complaints, and providing assistance as needed.
  • Maintain a customercentric approach to deliver personalized service and build longterm relationships.

5.


Risk Management:

  • Implement measures to safeguard the branch against fraudulent activities and defaults.
  • Stay updated on market trends, regulatory changes, and industry best practices related to gold loan operations.

6.


Reporting and Documentation:

  • Prepare accurate reports on branch performance, loan disbursals, collections, and other key metrics.
  • Maintain proper documentation of loan transactions, customer records, and regulatory compliance.

7.


Marketing and Promotion:

  • Collaborate with marketing teams to develop promotional campaigns and initiatives to attract customers.
  • Participate in local events, community outreach programs, and networking activities to enhance the branch's visibility and reputation.

Requirements:


  • Bachelor's degree in Business Administration, Finance, or a related field (preferred).
  • Prior experience in gold loan operations, banking, or financial services industry.
  • Strong knowledge of gold appraisal, loan processing, and risk assessment.
  • Excellent communication, interpersonal, and leadership skills.
  • Ability to multitask, prioritize tasks, and work under pressure.

Benefits:


  • Competitive salary and performancebased incentives.
  • Health insurance, retirement plans, and other benefits.
  • Opportunities for career advancement and professional development.
  • A dynamic and collaborative work environment.


This job description may vary based on the specific requirements of the organization and the scope of the branch's operations.


Salary:
From ₹15,000.00 per month


Benefits:


  • Paid sick time
  • Provident Fund

Schedule:

  • Day shift

Experience:


  • GOLD LOAN: 1 year (preferred)

Work Location:
In person
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