Rm Business Banking Working Capital - Delhi, India - Abacus Consultants

Abacus Consultants

Verified Company

Delhi, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Any Graduate

Working Capital

Business banking

BUSINESS UNIT Business Banking - Working Capital
JOB TITLE Relationship Manager
REPORTING LINE Territory Head

Job Description:
The role primarily involves

-  Managing a portfolio of between 20-35 BBG credit relationships. The number of
- relationships managed depends on the geography covered and branches mapped to
- the RM.
-  HNW relationship management of the BBG customers
-  Addition of 1 new credit relationships per month

When the portfolio size reaches 40 credit relationships, the portfolio is split into and an RM/SM is added to takeover part of the relationships.
The HNW relationship management of the BBG relationship includes,
Cross sell of CASA to the group companies of the BBG customers, and to the

promoter family members.- Growth of the CASA balances of the group

Daytoday servicing of all the group accounts at the branch
Cross sell of other asset products, investment products and nonincome products to

the HNW group being managed by the RM.

Activities:
Regular Branch interaction for lead generation for BBG and updates on the leads.
Updating LTS and conversion of leads generated by the branches
Cam Preparation & query resolution
Documentation predisbursement (Doc collection, legal & TSR, Valuation etc.) and

post disbursement, including deferral closure- Customer negotiation on rates and other issues relating to charges.

Coordination with credit for CAM approval, deferral waiver / extension & other

customer requirements like Buyers credit, TOD's.- Co-ordination with local Ops for disbursement of a case, TOD limit setting,

submission of Stock Statement.- Daily servicing of customer - Issuance of Cheque books, DDs, cash deposition /

withdrawal issues, solvency certificates, RTGS, trade & fx transaction, etc.- Housekeeping including CAM renewals, deferral closure, Call memos, stock

statements, insurance renewals, Plant visit, Site visit etc- Stressed accounts / Exit account management, follow-up and regularization of TOD's

Preparation of customer profiling sheet and identifying cross sell and revenue

increasing opportunities- Cross sell of various asset products, other liability accounts, TPP products to the

existing Relationships and its group accounts raised as HNW.- Increasing the IPH and CTG to ensure revenue maximization.

EDUCATIONAL QUALIFICATION Any Graduate

CTC Range - 10 lkh ~ 13 lkh

Job location: