Credit Officer - Delhi, India - VR Solutions

VR Solutions
VR Solutions
Verified Company
Delhi, India

1 week ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description
Assess clients' financial status.

  • Evaluate creditworthiness and risks.
  • Contact clients to gather financial data and documentation.
  • Analyze risks and approve or reject loan requests.
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Coordinating with the Principal Bank for loan approval and communicating to client
  • Getting the required documents from customers KYC/Legal/Technical)
  • Communication with the client / associate for disbursement
  • Should have worked with bank/HFC at least for 35 years and should have a complete understanding of the housing finance business including credit/legal/technical
  • Understanding of the local markets/acceptability of the property to be taken as security
  • Conversant with LOS/LMS Requirements and skills
  • Minimum work experience as a Credit Officer, Loan Officer or similar role of at least 45 years.
  • Handson experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • BSc in commerce, Banking and Finance, Economics or related field
  • Understanding the concepts like affordable lending, HL, LAP, credit underwriting ,housing loan ,home finance etc

Offered CTC :
2.50 LPA -4 LPA as per experience


Preferences:

Current officials working in Credit processing associates of some channel partner or bank, work experience of some housing finance NBFC's or bank etc.

Operations professionals will not be applicable.


Salary:
₹250, ₹400,000.00 per year


Schedule:

  • Day shift
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