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    Product Manager-Consumer Finance - Gurugram, India - Findoc

    Findoc
    Findoc Gurugram, India

    6 days ago

    Default job background
    Accounting / Finance
    Description

    Responsibilities:

    1. Product Strategy and Vision for Mobile Financing, BNPL and personal loans.

    · Develop and articulate a clear product strategy aligned with the company's overall goals.

    · Define the vision for lending products, considering market trends, customer needs, and business objectives.

    1. Product Development:

    · Lead end-to-end product development, from ideation to launch, ensuring high-quality, user-centric products.

    · Collaborate with cross-functional teams, including engineering, design, and data science, to deliver innovative lending solutions.

    1. Market Analysis:

    · Conduct market research to identify opportunities, competitive landscape, and customer needs.

    · Stay abreast of industry trends and regulatory changes affecting the lending space in India.

    1. Financial Management:

    · Take ownership of the lending product portfolio's P&L, driving revenue growth and managing costs effectively.

    · Implement pricing strategies and financial models to maximize profitability.

    1. Cross-functional Collaboration:

    · Work closely with business teams to ensure successful product launches and ongoing market success.

    · Foster a collaborative and innovative work culture within the product team and across the organization.

    1. Risk Management:

    · Develop and implement risk management strategies for lending products, ensuring compliance with regulatory requirements.

    · Proactively identify and address potential risks to protect the company's interests and reputation.

    Requirements:

    · Proven experience in product management, with a focus on lending products. Total Work experience of 7-10 years.

    · Deep understanding of the Indian lending market, including regulatory landscape and customer behaviors.

    · Strong business acumen with a track record of P&L ownership and driving financial performance.

    · Excellent communication skills, with the ability to inspire and motivate cross-functional teams.

    · Demonstrated success in bringing innovative financial products to market.

    · Analytical mindset with the ability to use data to inform product decisions.

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