Retail Assets - Dehra Dun, India - HDFC Bank

HDFC Bank
HDFC Bank
Verified Company
Dehra Dun, India

1 week ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description
Department

  • Beawar
  • Job posted on


  • Aug 30, 202

  • Employee Type
  • Permanent-Sales Vertical
  • Experience range (Years)
  • 1 year 3 years

Group Company:
HDFC Bank Limited


Designation:
Retail Assets
  • Gold Loan
- Sales officer


Position description:

Responsible for sourcing business for the Gold Loan team


Primary Responsibilities:


  • Sourcing Business
  • Solely responsible to source business through open market
  • Need to create database of potential customers using lead generation tools
  • Will work in catchment area and seek out new sales opportunities for driving revenue
  • Relationship with customers:
  • Sales Officer need to build and develop good relation with customer's and cater their gold loan needs according the requirement
  • Need to sustain longlasting relations with customers to focus more renewals of loan.
  • Promotional Activities:
  • Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities
  • Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.
  • Cross Selling:
  • Login FTR files at Local Ops/RAOPS
  • Follow up with the Local Ops/RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.

Additional Responsibilities:


  • Processing Rights:
  • Will be having rights of maker in LOS and has to initiate transaction in the system
  • Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan
  • He is also construed as a pseudo custodian for the entire transaction
  • Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer's residence as per policy requirement

Educational qualifications preferred
-
Category: Bachelor's Degree, Master's Degree

-
Academic score: 50% +


Required work experience
-
Industry: BFSI

-
Role: Sales

-
Years of experience: 1 to 3


Required Knowledge:

Work experience in the profile


Required Skills:


  • Good Team spirit
  • Inter personal skill
  • Time / Team Management
  • Good communication skill

Other:


  • Reporting Designation: Sales Manager
  • GL
  • Reporting Department-Sub BU: Retail Assets
  • Gold Loan

Specific requirements
-
Travel: Customer Visits


Other details
-
Contract Types: PERMANENT