Underwriter/ Us Mortgage - Coimbatore, Tamil Nadu, India - Adecco

Adecco
Adecco
Verified Company
Coimbatore, Tamil Nadu, India

1 week ago

Deepika Kaur

Posted by:

Deepika Kaur

beBee Recuiter
Description

Job Roles and Responsibilities:


  • Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
  • Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | LoantoValue Ratios | DebttoIncome Ratios
  • Calculate asset required for closing and reserve purpose for the transaction (as per guideline)
  • Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
  • Provides final approval underwriting of mortgage loans.
  • Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
  • Sign off conditions in a timely manner set by management.
  • Work with staff and management to find solutions on escalated loans.
  • May be requested to make recommendations for improving Internal Audit's policies and practices.
  • Manage loans by using all functions of Encompass.
  • Effectively communicate underwriting decisions with processors and advisors
  • Maintain high level of customer service and communication with other departments.
  • Other duties as assigned. Qualification & Experience
  • Degree or Equivalent
  • Minimum 3 years of experience in conventional/govt end to end underwriting.
  • Wellversed with all 4C's of Underwriting (Asset, Income, Credit and Collateral)

Job Types:
Full-time, Permanent


Salary:
₹291, ₹908,474.50 per year


Schedule:

  • Monday to Friday
  • Night shift

Work Location:
Remote


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