Jobs
>
Mumbai

    RB - Collection & Underwriting:Loans Underwriting Team - Retail Credit - mumbai, India - Axis Bank

    Axis Bank
    Axis Bank mumbai, India

    6 days ago

    Axis Bank background
    Description

    RB - Collection & Underwriting:Loans Underwriting Team - Retail Credit

  • 4 - 6 Years
  • 1 Opening
  • Mumbai

    • Role description

    About the Role

    Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio.

    Sanctioning loans within defined TAT For All India as Central Underwriting head. Arranging Training as required. Improvising Process as per market need.

    Key Responsibilities

    · Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year.

    · Approval Rates-CC/OD/Card Power/Secured Loans, basis the target will be reviewed for the year, for the location - Approval rates for all the locations - for the full year.

    · Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed.

    · Turn around time (TAT) - Legal & Technical - L&T login to L&T Sanction for all secured products as confirmed.

    · Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.

    · Risk Management

    · Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted

    · PSL Accuracy at product level needs to be maintained. Source- Audit report.

    · Review, Renewal, Pendency - Timely inspection, Monitoring of accounts

    · Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit - & Other stake holders will be the source.

    Qualifications

    CA/MBA Finance with Credit Appraisal, expertise in the areas

    Role Proficiencies:

    · Working knowledge of all retail banking product

    · Knowledge of regulatory guidelines and norms

    · Working knowledge of handling Customer Service

    · Good communication (both verbal and written) skill in both English and the local language

    · Ability to handle pressure and meet deadlines

  • Promaynov Advisory Services Pvt Ltd

    Retail Credit Strategy

    3 weeks ago

    Promaynov Advisory Services Pvt Ltd Mumbai, India

    **Job Responsibilities (JR)** · - Benchmarking of key portfolio indicators with peers based on bureau data and quarterly results of peer banks. · - Analyse data and identify key trends and insights for retail assets & credit cards and provide strategic inputs to the senior manage ...

  • Personnel Search Services Group

    Avp Credit Risk Retail

    2 weeks ago

    Personnel Search Services Group Mumbai, Maharashtra, India

    **Posted On**: · 16-Mar-2024 · **Function**: · Audit, Risk & Controls · **Industry**: · Banking, Microfinance & NBFC · **Location**: · Mumbai · **Employment Type**: · Full Time · **About the client**:PSS** has been mandated to hire an **AVP Credit Risk Retail** for one of India's ...

  • Kotak Mahindra Bank Limited

    Area Sales Manager-CREDIT CARD-Retail Sales

    2 weeks ago

    Kotak Mahindra Bank Limited India, Mumbai Full time

    Job Description · Area Sales Manager · Roles & responsibilities · Managing a team of sales managers, relationship managers, MIS executives etc. & heading the sales/business for multiple locations. · Responsible for managing the overall productivity for the team. · Responsible for ...

  • Waayslive solution limited

    Credit Underwriter

    2 weeks ago

    Waayslive solution limited Mumbai, India

    **Work Location: Worli, Mumbai** · **Salary upto-4.0LPA** · **Responsibilities**: · - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. · - To conduct ...

  • Citi

    Rwa Reporting

    2 weeks ago

    Citi Mumbai, India

    The Team tasks include · - Responsible for analyzing and reporting Credit Risk Weighted Assets (RWA) under US Basel rules for Banking Book, Counterparty Credit Risk and Retail exposures. · - Responsible for understanding the drivers of the MoM or QoQ movements and validates RWA r ...

  • BNP Paribas

    Associate Level 1/senior Associate

    3 weeks ago

    BNP Paribas Mumbai, Maharashtra, India

    ASSOCIATE LEVEL 1/SENIOR ASSOCIATE - CREDIT DOCUMENTATION - APAC (JOB NUMBER: BNP023818) · **About BNP Paribas Group**: · - BNP Paribas is a top-ranking bank in Europe with an international profile. It operates in 71 countries and has almost employees. The Group ranks highly in i ...

  • HSBC

    Avp Underwriting

    1 week ago

    HSBC Mumbai, India

    -Job description · **Some careers open more doors than others.** · If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direct ...

  • Skillventory

    Business Intellgence Unit

    2 weeks ago

    Skillventory Mumbai, India

    **Business Intellgence Unit**: · - From 8 to 9 year(s) of experience · - ₹ Not Disclosed by Recruiter · - Mumbaior · **Roles and Responsibilities** · - Good understanding of credit policy and data analytics regarding retail lending business · - Manage the development and maintena ...

  • Bultaminds Venture

    Chief Credit Officer

    3 weeks ago

    Bultaminds Venture Mumbai, India

    Job Title · Chief Credit Officer - CCO · Work Experience · 18years -22years · **Skills**: · Credit quality, Early Warning System (EWS) reports. · Location · Mumbai, BKC - Maharashtra, India · **The role is responsible for measuring and managing the overall credit risk involving w ...

  • Riverforest Connections

    Avp - Digital Credit Card Sales & Cross Sell

    1 week ago

    Riverforest Connections Mumbai, India

    **Job Purpose** · - To drive sales for various products of the Payments Business viz., Credit Cards / Debit Cards / Pre-Paid Cards/ Fast Tag Cards / Merchant Acquisitions and all other allied products · - To actively participate and contribute in development and implementation of ...

  • Abacus Consultants

    Avp - Stpl Credit Risk

    2 weeks ago

    Abacus Consultants Mumbai, Maharashtra, India

    ** years**: · **Chartered Accountant (C.A.) | MBA/PGDM**: · **Policy · - Small Ticket PL- Team Handling**: · **35 ~ 38 LPA**: · **POSITION DETAILS** · **Functional Designation** · **Policy Manager - STPL** · **Department** · **Risk** · **Sub Department** · **Credit Risk** · **HR ...

  • Bultaminds Venture

    Cco

    1 week ago

    Bultaminds Venture Mumbai, India

    Job Code · BMJ1242 · Work Experience · 18years -22years · Salary · ₹ ₹ P.A · **Skills**: · Credit quality, Early Warning System (EWS) reports. · Location · Mumbai, BKC - Maharashtra, India · **The role is responsible for measuring and managing the overall credit risk involving wi ...

  • The Edge Asia

    Associate Credit Risk Modelling

    2 weeks ago

    The Edge Asia Mumbai, India

    Our client is one of the global reputed MNC's which provides industry-focused services for clients across geographies. We are currently looking for a skilled professional to join their Credit Risk Modelling team in Mumbai or NCR. · **Key responsibilities**: · - Conducting special ...

  • The Edge Asia

    Credit Risk

    1 week ago

    The Edge Asia Mumbai, India

    Our client is one of the global reputed MNC's which provides industry-focused services for clients across geographies. We are currently looking for a skilled professional to join their Credit Risk Modelling team in Mumbai or NCR. · **Key responsibilities**: · - Conducting special ...

  • UPL NA Inc.

    Executive - Mdm

    2 weeks ago

    UPL NA Inc. Maharashtra, India

    Job Id: 7376- City: 01280, Maharashtra, India- Department: · - Function: Finance- Employee Type: Permanent Full Time- Seniority Level: AssociateDescription: · JOB RESPONSIBILITIES-MDM · - Inward of new code creation documents & other documents with date on inward number. · - Veri ...

  • UPL ltd

    Executive - Mdm

    1 week ago

    UPL ltd Maharashtra, India

    **Executive - MDM**: · - Job Id: 7376- City: 01280, Maharashtra, India- Department: · - Function: Finance- Employee Type: Permanent Full Time- Seniority Level: Associate- Description: · - JOB RESPONSIBILITIES-MDM · - Inward of new code creation documents & other documents with da ...

  • Riverforest Connections

    Rm - Emerging Corporate Group Working Capital ;

    1 week ago

    Riverforest Connections Mumbai, India

    **Job Responsibility**: · Emerging Corporate Group (ECG) is part of the wholesale banking group of the bank. We focus on corporates with turnover ranging from Rs. 200 Crs to Rs. 1000 Crs. Emerging corporate group signifies corporates who are in the growth phase of their business, ...

  • Skillventory

    Process Team

    3 weeks ago

    Skillventory Mumbai, India

    **Process Team - Credit with leading Bank**: · - From 8 to 13 year(s) of experience · - ₹ Not Disclosed by Recruiter · - Mumbaior · **Roles and Responsibilities** · To manage and direct strategic process improvements and control initiatives for credit processes · - Automation of ...

  • RECR Consultant

    Underwriter

    3 weeks ago

    RECR Consultant Mumbai, India

    Responsibilities: · Loan. · - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies · & procedure to honor the agreed SLAs and manage city/area business volumes. · - To conduct personal discussion with customers to establish Credi ...

  • RECR Consultant

    Underwriter

    3 weeks ago

    RECR Consultant Mumbai, India

    Responsibilities: · Loan. · - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies · & procedure to honor the agreed SLAs and manage city/area business volumes. · - To conduct personal discussion with customers to establish Credi ...