-
Credit Analyst
1 week ago
Kotak Mahindra Bank Mumbai, IndiaRole: Credit Analyst · Department: Wholesale Banking · Grade: Sr. Manager/ AVP/ DVP · Roles & Responsibilities: · Preparation of Credit Appraisal notes for Large Corporates Clients. · Discuss with business on Terms and Conditions for risk assessments · Discuss with customers for ...
-
Credit Analyst
1 day ago
BridgeUp Mumbai, IndiaWe are looking for an experienced Credit Analyst to join our Mumbai-based team on a full-time basis. The ideal candidate will bring at least 2 years of experience specifically in handling SME, corporate and business loans. This role is perfect for someone who has a deep understan ...
-
Credit Analyst
3 days ago
Elysium Capital Mumbai, IndiaPosition: Credit Analyst · Qualification: A Graduate Degree in Commerce/Finance/Business or a Semi Qualified CA (dropped) · Location: Mumbai (Mulund West) · Job Description: - · • Preparation of proposal notes related to Real Estate Finance · • Internal risk assessment and data a ...
-
Credit Analyst
1 day ago
FinMen Advisors Mumbai, IndiaCredit Analyst – · Experience in credit assessment Semi-Qualified/Graduate Students pursuing any other professional finance courses. · Job Type : Full Time · CTC : Commensurate with Industry Norms · Job Description : · the Financials of listed and unlisted entities. · Analysis. · ...
-
Credit Analyst
2 weeks ago
iimjobs Mumbai, India Full timeCredit Analyst - NBFC · Key Responsibilities: · - Support the credit team in underwriting, analysis/due diligence for deals, preparation of the cash flow model and analysis · - Preparation of credit notes and presentation · - Liaising with the legal team (internal, third party an ...
-
Credit Analyst
20 hours ago
Doha Bank India Mumbai, IndiaThe incumbent will support Corporate Banking with Quality analysis of Credit Applications / Annual Reviews / periodical performance statements to ensure that the Quality of assets remain pristine and generally to undertake such other work as are necessary to optimize revenues for ...
-
Credit Research Analyst
4 days ago
Black Diamond Capital Management Mumbai, IndiaBlack Diamond Capital Management, a $9 billion asset manager has commenced a search to retain experienced credit research analysts for its growing team in Mumbai, India. · Candidates will be based in our Powai office and will work with the US and London performing loan teams. · Q ...
-
Credit Analyst-SUPPORT SERVICES-Credit
5 days ago
Kotak Mahindra Bank Limited Mumbai, India Full timeWhat is K-CAP · It is a stepping-stone into a coveted career in Credit business. You will build depth in one area as well as get a 360-degree view of the Credit function. · What roles can I do as a K-CAP · Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clien ...
-
GetVantage - Credit Analyst
1 day ago
Getvantage Tech Pvt Ltd Mumbai, IndiaCredit Analyst · Job description · We are seeking a highly motivated and detail-oriented Chartered Accountant to join our team at GetVantage. As a Charted Accountant, you will be responsible for managing and overseeing the financial activities of our company. This includes maint ...
-
Analyst, Credit Ratings
16 hours ago
Morningstar Mumbai, India Full timeDescription · Analyst – FIG team · The Team : Morningstar DBRS – Credit Operations Mumbai Analytics · The Group: · Morningstar DBRS (DBRSM) is a global credit ratings business with about 800 employees in eight offices globally. Formed through the acquisition of DBRS by Mornings ...
-
Credit Collections Analyst
3 days ago
KnowledgeWorks Global Ltd. Mumbai, IndiaOver to Counter (OTC), Account receivable (OR) · Collection Strategies, Past due management · Credit control, Risk reviews · Cash application, Sales Accounting, Customer management · Problem Solving and critical thinking · Excellent communication · MS office proficiency · If inte ...
-
Credit Risk Analyst
2 days ago
TheSocials Mumbai, IndiaIf you think out of the box, have bias to action and a curious mind to apply fundamentals of lending to an unexplored emerging customer profile, then this is an opportunity for you. · Location: Mumbai (Work-from-office, 5 days/week) · About The Role: · - Analyze, build, validate ...
-
Analyst-Credit Administration
1 week ago
IDFC FIRST Bank Mumbai, India Full timeJob Title – Analyst – Wholesale Banking Operations · Business Unit – Operations · Function Unit – Wholesale Banking Operations · Job Purpose: · To sustain better client servicing by way of exhibiting overall trade and banking expertise to support to customize cash and trade pro ...
-
Senior Analyst-Credit Administration
5 days ago
IDFC FIRST Bank India, Mumbai Full timeRole/Job Title:Senior Analyst-Credit Administration · Function/ Department:Wholesale Banking Operations · Job Purpose: · The primary responsibilities of this position are to process approved commercial and consumer loan requests and deliver a completed loan document package to th ...
-
credit analyst real estate
1 week ago
Intellectual Capital HR Consulting Pvt. Ltd. Mumbai, IndiaKey Responsibilities : · ● Underwriting in real estate including builders and LRD · ● Key responsibility is to ensure a through evaluation of Real Estate proposals including · financials, security, regulation wrt to lending as well as real estate, sales projections, cash · flow p ...
-
Max Life Insurance Company Limited Mumbai, India Full timeAbout Max Life Insurance: · Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Max Financial Services Ltd. is a part of the Max Group, an Indian multi business corporation. · Max Life offers comprehensive protection ...
-
Credit Risk Analyst
1 week ago
Mizuho Navi Mumbai, IndiaMizuho Global Services India Pvt. Ltd. · Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating ...
-
Leverage Portfolio Group Associate C12
1 week ago
Citi Mumbai, IndiaWe live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. **Citi ...
-
TIAA Mumbai, IndiaThe Quantitative Risk Management Analyst participates in developing and implementing global risk quantitative and analytic models to support efforts to minimize risk. Working under limited supervision, the Quantitative Risk Management Analyst provides risk management support for ...
-
Retainer
1 week ago
Greenwich Associates Mumbai, IndiaJob Description The recruit will be part of the Consulting division in the BFSI domain. The responsibilities of recruit will include evaluation of financial data, such as balance sheets and income statements to determine the level of default risk, and preparation of a report for ...
Credit Analyst - Mumbai, India - DBS Bank
Description
This role is open for Delhi & Mumbai.
Job Purpose
To support Relationship Management teams in the following activities,
Preparation and submission of Credit Memos
Completion of documentation formalities in coordination with the client and internal stakeholders
Assisting RM in completing client onboarding/KYC reviews, Legal & Valuation reports
Follow up for regularization of overdues
Client servicing in coordination with internal units.
Highlighting any early warning signs of the portfolio to the RMs
Manage the existing portfolio of all clients for the designated relationship teams as well as explore opportunities for cross sell of other banking products and help the team in detecting early warning signals in their portfolios.
Key Accountabilities (List the expected end results or KPIs that the job holder is expected to achieve for this job. Do not list more than 5)
To prepare accurate credit proposals in a consistent, concise and lucid manner.
To maintain close working relationship with Business Unit to ensure that IBG deliverables are met.
Need-based meeting with customers to understand business and attendant risks.
Cross sell of other products such as trade, cash, foreign exchange etc.
To monitor portfolio for irregularities/ excesses/ breaches/ delays.
Ensure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA's. Also ensure assistance to external & internal audits.
Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.
Control the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.
Monitor levels of complaints and quality of handling.
Communicates all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points (including introductions to new personnel) and new product changes.
Monitor and ensure adherence to risk service standards
Job Duties & responsibilities
Preparing spreads which are consistent, error-free and in line with classification parameters used in DBS.
Providing concise and relevant financial analysis by clearly identifying risks.
Ensure reviews are completed prior to due date and are error free.
Interact and follow up with clients on required information and clarifications.
Adhere to the risk management guidelines of DBS, MAS and RBI.
Ensuring that irregularities/ excesses in the portfolio are kept within control. Develop and maintain a detailed knowledge of industry sectors within the customer portfolio.
Control and manage the risk profile for the overall Team portfolio.
Manage performance against key financial (risk-adjusted contribution) sales, service and operational targets.
Develop Account Relationship Plans for customers in portfolio.
Required Experience
Up to three years of experience since graduation.
Have a flair for Financial Services
Exposure to Financial Modelling
Education / Preferred Qualifications
Graduation degree (premier institutes or strong academic credentials will be give due weightage)
Core Competencies
Good written and verbal communication skills
Good Analytical skills.
Self-driven and highly ambitious
Results-orientated & the ability to handle pressure
Relationship building & management skills
Understanding of competitor products
Comfortable with tight deadlines