- Responsible for driving the team of Credit Analysts to ensure preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
- Helping the team with queries around assessing the credit worthiness, and preparation of credit proposals
- Driving completion of activities such as performing due diligence and rating of the customers
- Conducting review / renewal of accounts
- Ensuring an acceptable TAT is maintained for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
- Post-graduate with a good academic background
- CAs/ICWAs will be preferred
- Good understanding of financial ratios and concepts
- Process orientation
- Good communication (both verbal and written) skill in both English and the local language
- Leadership skills or the ability to manage teams
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CBG:Team Lead - Mumbai, India - Axis Bank
Description
The Credit Appraisal Memo (CAM) processing unit comprises Credit Analysts play an integral role in the credit appraisal process. By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. As the team lead, you will be responsible for managing the team of Credit Analysts and help in preparation of the CAM notes on time.
Key Responsibilities
Qualifications:
Optimal qualification for success on the job is:
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
