Ccb Risk - Bengaluru, India - JPMorgan Chase Bank, N.A.

JPMorgan Chase Bank, N.A.

Verified Company

Bengaluru, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Responsibilities:

Independently analyzes and evaluate the risk of adding a particular transaction to the bank's loan portfolio.
Identify additional information requirements needed to properly assess risks of the transaction
Understand and assess the customer's business model and its viability in the long run
Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
Considers alternative credit structures to mitigate risk where appropriate
Recommend action to be taken on credit, identifies key risks and information requirements
Ensure that credit facilities presented are properly graded
Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
Work independently with limited supervision. Serves as a resource for less experienced Credit Officers.
Personally develop and maintain strong working relationships with Stakeholders
Lead/ independently handle the business critical projects
Improve the operational efficiency and effectiveness of the process by identifying inefficiencies and taking action to resolve the same
Develop critical thinking, gain new insights and thinking out of the box to improve on the delivery of services to our stakeholders
Assume ownership of the allocated work.

Qualifications:

10 plus years' experience as a credit underwriter or similar position requiring business knowledge and credit judgment
Post graduate or an advanced degree in business management, finance or accounting;
Ability to formulate and articulate objective views based on professional analysis.
Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues.
Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills.
Good organization skills and ability to work within time constraints in a highly regulated industry
Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.

Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.