Associate - Operations - Gurgaon, India - Guardian Life Insurance Company
Description
Job Description:
The Team Member (TM) is the associate responsible to ensure we are delivering timely and accurate information to each and every participant.
The TM works with the Delivery Manager (DM) to identify process improvements by identifying issues, process delays, and quality problems and recommends solutions.
The TM works with the OM and others to resolve participant issues. The TM is responsible for workflow management and for resolving participant issuesThe main duties and responsibilities of Junior / Senior ExecutiveExecutes Issue/Query Resolution
Ensuring proper documentation and follow-ups
Telephone and written queries resolution as per the standard procedures
Ongoing delivery of quality service
Ensure service accuracy through compliance (TAT)
Maintain documentation of SOP's/Operating Instructions
Identify, share, and implement process Improvements
Compliance to TRBS & MIS
Processes are thoroughly executed
All Service Level Agreements (SLA) are met (workflow closeout, etc.)
Ensure information is processed in an accurate and timely manner in order to achieve agreed
Qualifications:
Position Objective:
The Group Medical UW is responsible for screening and summarize case/ documents in accordance with established company guidelines and procedures.
The main objective is to obtain & analyze requirements that are needed to underwrite applicants.Job Profile:
Major Opportunities and Decisions:
- Evaluate medical, financial, and nonmedical information to determine the risk classification according to company guidelines
- Reviews Evidence of Insurability (EOI) forms, medical records, coordinates completion of medical testing and history to appropriately review requests; recommend decisions on issuance or declination
- Consult with Medical Director and Senior MUW staff for resolving complex medical/claims histories
- Communicate with Medical vendors to ensure the timely completion of medical testing and gathering of medical histories.
- Applies knowledge of Federal and State legislation related to Group Insurance Products.
- Work experience involving assumption of insurance risk is a plus.
- Experience involving comprehension of medical diagnoses is a plus
- Knowledge of Group Insurance products and / or processes is a plus
- Examining insurance proposals
- Demonstrated ability to work in a highvolume setting to accurately and quickly process assigned work
- Focus on quality, accuracy and productivity
Competencies/Skills:
- Ensure high level of customer service for internal or external customers
- Be multiskilled to manage all kinds of queries as per the company guidelines
- Expresses oneself in an open and honest manner
- Demonstrates selfawareness and embraces feedback
- Attention to detail
- Good written and oral communication skills
- Excellent organizational and time management skills
Knowledge:
- Education and Experience: Medical/Life Science graduation preferred, additional education in Medical terminology, anatomy and physiology strongly preferred
- 35 years of Group or Medical Underwriting experience
- US Federal Laws, APS, testing and Summarization experience preferred.
- Industry related course work is recommended but not required
- Rotational. Ability to work evening / night shift as per business requirement.
- Open to overtime if required.
- Minimal upon request
Location:
This position can be based in any of the following locations:
Gurgaon
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