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Bengaluru

    Specialist Products-Debit card - Bangalore Urban, India - Ujjivan Small Finance Bank

    Ujjivan Small Finance Bank
    Ujjivan Small Finance Bank Bangalore Urban, India

    Found in: Talent IN 2A C2 - 3 days ago

    Default job background
    Banking / Loans
    Description

    JOB SUMMARY:

    • Reporting to the National Product Manager –Liabilities, the manager will play a vital role in development and enhancement of the current product portfolio
    • Manage all the products under digital banking initiative namely digital term deposits and saving account
    • Create and support Debit card program for all existing and new customers
    • Ensure Product reach in the relevant customer segments based on the available opportunity in the market and customer demand
    • Manager will support creation and maintenance of a framework to measure and monitor product portfolio performance.
    • Analysing and suggesting changes to existing products by co-ordinating with Sales, Operations, Competition benchmarking and customer surveys
    • Tracking product performance at branch level; leading to Achievement of overall digital CASA and TD book and Overall Branch Deposit Book Budgets across the zone

    PRIMARY RESPONSIBILITIES:

    • Business
    • Creation of various programs for the customer segments in a planned manner to yield maximum returns and better efficiency
    • Develop and lead effective debit card program, engaging customers resulting greater usage of existing accounts with Ujjivan
    • Ensure a streamlined customer on-boarding experience by ensuring smooth Account Opening and engagement program
    • Determine the requirement of the market and create effective marketing campaigns
    • Ensure optimum utilization of all the available channels for acquisition and servicing
    • Manage customer life cycle through continuous improvement in product and support for any requirement that arises

    Customer

    • Finding gaps in existing processes and support in enhancement of these for better customer experience
    • Streamline and manage account opening TAT and enhance systems as and when required
    • Develop feedback system for customers and internal staff to understand the requirement from the field
    • Customer specific complaint resolution within prescribed timelines
    • Make sure the customer grievances & escalations are resolved with the TAT

    Internal process

    • Co-ordinating with regulatory teams for any requirement on the product. Keep track of the process that is followed on the field by regular internal checks
    • Work in close tandem with Legal, regulatory and compliance team for the product development and implementation

    Learning & Performance

    • research on industry best practice and incorporate it with organizational practices
    • Getting trained in all the new Liability Products & Processes of the Bank
    • Training RSMs, Branches, Sales Officers in the new process & products
    • Training cross functional Teams on Liability Products, as part of new Branch Launches, Induction programmes, Refreshers

    Education : Post-Graduation in Finance or Marketing, or post graduate in relevant field.

    Experience : Minimum 1-2 years of experience in banking, 1 years of experience in Card product in Banking


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