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Visakhapatnam

    Sales Manager-Gold Loan - Visakhapatnam, India - IDFC FIRST Bank

    IDFC FIRST Bank
    IDFC FIRST Bank Visakhapatnam, India

    20 hours ago

    IDFC FIRST Bank background
    Full time
    Description

    Role/Job Title: Sales Manager - Gold Loan

    Function/ Department: Gold Loan

    Job Purpose:

    The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch.

    Roles & Responsibilities:

  • Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
  • Existing liability customers are pitched for Gold loans.
  • Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
  • Fee Income should be Minimum 1% of total disbursals.
  • Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
  • Co-ordination with valuers to be done time to time basis.
  • Ensure most of the customers are aligned to pay valuation charges as per product norms.
  • Ensuring healthy collections with Nil FEMI/FPD and minimizing fresh flow in Bucket X.
  • PSL (Priority sector lending) Tagging and should be aware about PSL norms.
  • Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
  • Conduct Marketing activities in the local market for generating NTB gold loan customers.
  • Willingness to work extensively in the field and travel across the region on short notice.
  • Carrying out ad-hoc activities as per the requirement of the department.

    • Educational Qualifications:

    Graduation: Any graduate.

    Experience: 5 to 10 years experience in Gold loan sales.

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