Jobs
>
Delhi

    AVP/Manager Asset Specialist - New Delhi, India - HSBC

    HSBC
    HSBC New Delhi, India

    6 days ago

    HSBC background
    Permanent - temps plein
    Description

    The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we're leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.

    Some careers open more doors than others.

    If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

    Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global Private Banking, to become one of the world's largest global wealth managers with trillion in assets. Across Asia, where wealth pools are growing faster than in any other region, HSBC's wealth revenues grew 12% in 2019 (year-on-year) to billion. Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking individuals and families, through to business owners, investors and ultra-high-net-worth individuals. We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking that best suit our customers' needs.

    Role Purpose

  • The bank primarily depends on the asset products (Mortgage, PIL, LAS, LAM, etc) to build its assets business.
  • The assets business is extremely technical and with each region of India operating under different local regulations.
  • Accordingly, The Branch assets specialist is a subject matter expert is needed for the fulfillment of asset product applications sourced by RMs building a support system to ensure seamless processing of these applications within the system.
  • It involves interaction with various stakeholders both within HSBC and outside of HSBC ( Risk Team, Builders, Societies etc)

    • Principal Accountabilities

    Impact on the Business / Function

  • Responsible for Asset product disbursals of the Branch
  • Back-end support to Branch RMs in the e-2-e process of sourcing to disbursal of any asset product applications.
  • Effective co-ordination with internal & external stakeholders eg, CRU, CCR, INM, legal, etc...
  • Regular monitoring of status of logged in applications.

    • Customers / Stakeholders

  • Internal - CCR, CRU, LGA, INM & Branch staff

    • Leadership & Teamwork

  • Developmental & coaching intervention for the branch RMs
  • Effective co-ordination with all stakeholders
  • Identify cross-sell opportunities for other product lines and sell / refer these to the RMs

    • Operational Effectiveness & Control

  • Discrepancy rates in applications
  • Fraud control
  • Comply with the applicable laws, regulations, Group and local guidelines related to Sanctions and AML policy of HSBC while undertaking various day to day operations
  • Remain alert and promptly report to the Sanctions Officer/ INM FCC office/ Line manager ( As applicable and required by the AML and sanction Policy) if a customer is found to be engaging in sanction evasion activities or violations of AML policy or any other related procedures.
  • Understand the legal responsibility to be vigilant for unusual activity and reporting of the unusual activities
  • Support the Country or Regional FCC AML Office/ AML Investigations by providing additional information when required
  • Responsible for attending and successfully completing the AML and Sanctions related assigned training in the mandated timeframe
  • Understanding the consequences of failing to attend or successfully complete the training as mandated by the AML Education Lead FCC;
  • Requesting additional AML training that you deem necessary or appropriate to perform your jobs through your entity manager
  • Demonstrate an understanding of PEP acceptance, prohibition, CDD & EDD guidelines in order to ensure that the INM RBWM is fully compliant with the PEP LoBP.
  • Understand the relatively high reputational risk that arises from any perceived weaknesses in controls in respect of substantial cash deposits or withdrawals activity, wire transfer, monetary instruments and pouch and mail
  • To be aware and Identify high risk indicators for various products and Services offered by INM RBWM example Cash, insurance, credit cards products etc
  • Ensure that all records are obtained in respect of INM RBWM customers or New to bank customer for any products and services provided by HSBC are as per the process laid down.
  • Must ensure that the prescribed process is being followed while dealing with non HSBC customers request for monetary instruments and wire transfers
  • Ensure Adherence to the regulatory guidelines and internal AML & Sanction Policy of HSBC, which includes pouch and mail, monetary instruments, cash services and payment transparency Line of Business Procedures
  • To be aware of AML risk posed by pouch and mail, Monetary instruments, cash services and wire transfer services and should undergo the mandatory training for the same
  • Necessary remediation steps need to be undertaken in case if there is any breach or non-adherence to the policy laid down in the LoBP
  • Must undertake necessary due diligence to ensure that the nature of the transaction is in sync with the customer profile, else raise it to line manager for further clarification
  • The staff must be aware of the scope of services of various products and services that are offered and those which are prohibited because of the guidelines laid down in the line of Business procedures and must ensure the same is communicated to customer in a effective and polite manner
  • Ensure adequate due diligence is undertaken by the Individual/team to ensure that the nature of the various transactions of wire transfer, cash services, monetary instruments are in sync with customer profile

    • Major Challenges

  • The Asset Specialist will play a crucial & challenging role in increasing business & Staff Activation of the branches.
  • With branch staff having limited expertise in handling complex Asset product applications, the incumbent will also play the role of a coach & mentor for the RMs.
  • The role holder will need to display effective working capabilities in handling these challenges in a dynamic environment.

    • Role Context

  • The assets business accounts for major share of INM's retail lending portfolio. It has been identified as an area of focus and is expected to be a key contributor to profitability going forward.
  • The branch sourced assets products are expected to contribute 50-70% of monthly disbursals.
  • A strong and effective specialist role will need to be in place to ensure that this source of business is not at risk.
  • By participating in all aspects of the sales process, the incumbent of this position will be a key contributor to the achievement of these targets.

    • Management of Risk

  • Adheres to processes and controls to identify and mitigate risks and ensures timely escalation of control issues and reputation risks.

    • Observation of Internal Controls

  • Maintains HSBC internal control standards and addresses audit points and/or any issues raised by regulators in a timely manner.

    • Role Dimensions

  • Primary responsibility for them is to help Relationship Manager achieve KPI targets by ensuring seamless asset product disbursals
  • The incumbent would effectively carry the direct accountability for achieving assets disbursals of the Branch reporting directly into the BM.
    • Requirements
  • Graduate with 2 to 5 years of experience

    • Knowledge / Experience

  • Demonstrate behaviours consistent with HSBC Values
  • Proven adherence to controls and compliance with no significant breaches
  • Market/Competition Product Knowledge
  • In depth understanding of the bank's assets sourcing and disbursal process

    • Skills

  • Organising skills & Problem solving skills

    • Useful Link

    Link to Careers Site: Click

    You'll achieve more when you join HSBC.

    HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

  • UpMan Placements

    CEO - Marketing Space Sales

    6 days ago

    UpMan Placements Delhi, India

    Job Location- Bangalore, Delhi, India- Experience (in Years Job Type- Full Time**Job Description**: · The CEO will be responsible for providing strategic, financial, and operational leadership for the company and will closely work with the Board and the leadership team.. · Strong ...

  • Saptarishis Astrology

    Youtube Video Marketer

    3 days ago

    Saptarishis Astrology Delhi, India

    **Video Marketing Specialist Requirements** · - 3+ years of experience in Video Production, Digital Marketing, or a similar field · - Bachelor's degree in Marketing, Video Production, Telecommunications, or a similar field · - Exceptional attention to detail, superb prioritizatio ...

  • Radisson Blu Marina Hotel Connaught Place - Rooms

    Apprentice - Housekeeping Department

    1 week ago

    Radisson Blu Marina Hotel Connaught Place - Rooms Delhi, Delhi, India

    Can you be our guests' superhero? Is guest service your ultimate passion? Then why not come and join us at the Radisson Hotel Group to Make Every Moment Matter where our guests can relax and enjoy the experience · Our first class Rooms Division Team is the heart of the house, pro ...

  • InstaServ India Pvt. Ltd.

    Video Editor

    1 week ago

    InstaServ India Pvt. Ltd. Delhi, Delhi, India

    Instaserv India Pvt. Ltd. is looking for **Video Editor** **Expert**. Here is the job description for the same · - If you have experience in digital storytelling for online marketing and you meet the qualifications listed below, they want to hear from you. As Video Editor Special ...

  • Ornate Solar

    Social Media Expert

    4 days ago

    Ornate Solar New Delhi, India

    We are looking for an experienced and enthusiastic social media specialist to join our dynamic marketing team. In this role, you will be responsible for devising and executing creative social media campaigns, as well as managing our company's various social media channels on a da ...

  • Landor

    Retoucher- Gds

    1 day ago

    Landor Delhi, India

    Landor is looking for a Retoucher to join our Delhi studio. Could this be you? · **We are Landor.*** · **World-leading brand specialists.*** · **Consulting. Design. Experience.*** · **Connecting business strategy to brand.*** · **Bringing every facet of brand to life.*** · **Crea ...

  • EY

    Associate - Sat - National - Cf-valuation, Model &

    1 day ago

    EY New Delhi, India

    Senior Associate - Strategy & Transactions - Valuation Model · - ling and Economics · Ernst & Young's Valuation Group provides independent and objective valuations. We assess · financial and business opportunities and risks to measure and optimize value - supporting · management ...

  • Indian Pollution Control Association

    Project Executive- Communication

    4 days ago

    Indian Pollution Control Association Delhi, India

    **Job Responsibility**: · - Compiling data and its analysis, writing project reports, research papers, newsletters, organization's annual report, and project proposal. · - Responsible for documentation of all projects and developing innovative ideas for effective communication an ...

  • BBC

    Business Coordinator

    4 days ago

    BBC New Delhi, India

    Job Introduction · To provide a wide range of operational support to the BBS Studios teams in India (Distribution and Ad Sales) based primarily Delhi. · Main Responsibilities · **_ The role of Business Coordinator will encompass some or all of the below: _** · - Responsible for d ...

  • Achyutam-Executive Search Services

    Clo Designer

    1 day ago

    Achyutam-Executive Search Services New Delhi, India

    **Roles and Responsibilities** · Key skills required · - Research and establish mood and style by studying customer needs and seasonal trends in collaboration with other designers · - Creation of high quality 3D garments and renders for internal design approvals and sampling · - ...

  • Boston Consulting Group

    Research Associate

    3 days ago

    Boston Consulting Group New Delhi, India

    **WHAT YOU'LL DO**: · As a Research Associate within BCG's Data and Research Service (DRS) function, you will ensure the delivery of error-free and insightful research projects within our Financial Institutions practice area. You will gain expertise in leveraging a wide range of ...

  • eMediWrite Medical Communications

    Sales Intern

    2 days ago

    eMediWrite Medical Communications Delhi, India

    eMediWrite Pvt. Ltd. is a **medical communications company** that creates medico-marketing strategies for healthcare organizations. We have been offering customers medical, marketing, and healthcare management solutions since 2016. We do this through a wide range of marketing sol ...

  • The Success Talks

    Social Media and Content Marketing Intern

    1 week ago

    The Success Talks New Delhi, India

    **Job Title: Social Media Content Marketing Specialist** · **Job Overview**: · **Responsibilities**: · - Develop and execute social media content marketing strategies to enhance brand visibility, engagement, and conversions. · - Create original, high-quality content, including bu ...

  • Wood Mackenzie

    Research Associate

    1 week ago

    Wood Mackenzie Delhi, India

    Company Description · Wood Mackenzie are the global research, analytics, and consultancy business powering the natural resources industry. For 50 years, we have been providing the quality data, analytics, and insights our customers rely on to inspire their decision making. · Our ...

  • DAFFODILS CONVENT SCHOOL

    Google Ads Expert

    6 days ago

    DAFFODILS CONVENT SCHOOL Delhi, Delhi, India

    Responsibilities: · - Create and optimize ad campaigns and paid search landing pages to drive conversions and improve user engagement. · - Analyze and optimize ad campaigns to increase return on investment (ROI) and achieve business objectives. · - Utilize Google Ads to execute a ...

  • AdPushup Software India Private Limited

    Admin Executive

    1 week ago

    AdPushup Software India Private Limited Delhi, Delhi, India

    AdPushup is an award-winning ad revenue optimization platform and Google Certified Publishing Partner (GCPP), helping hundreds of web publishers grow their revenue using cutting-edge technology, premium demand partnerships, and proven ad ops expertise. Our team is a mix of engine ...

  • Bain & Company Inc

    Coordinator, Apac Finance

    4 days ago

    Bain & Company Inc Delhi, Delhi, India

    **The Role** · The position requires an individual who can be an effective expert in a position with 6+ years of experience in general accounting, revenue management, preferably in a captive unit of a multi-national firm. The person will be outgoing, and comfortable in a truly mu ...

  • Auspicious Group

    Agm / Gm

    3 days ago

    Auspicious Group Delhi, India

    **Attention** · - **We do not have tie-up with any of the Job Consultancy. Be aware of the fraudulent activities or misleading promises having done by the job Consultant.** · 15-23 Years of Exp. B.Tech in Civil · **Key Responsibility: · - ** · **Planning and problem-solving tasks ...

  • Unlimited Greens

    Digital Marketing

    3 days ago

    Unlimited Greens Delhi, Delhi, India

    **Roles and Responsibilities**: · - Develop and manage advertisements on Google and Meta as per changing audience requirements. · - Conduct thorough keyword research to identify high-value search terms and phrases relevant to our target audience and business objectives. · - Optim ...

  • Wood Mackenzie

    Research Associate-upstream

    1 day ago

    Wood Mackenzie Delhi, India

    Company Description · Wood Mackenzie is the global leader in data, analysis and consulting across the energy, chemicals, metals, mining, power and renewables sectors. · Founded in 1973, our success has always been underpinned by the simple principle of providing trusted research ...