- Lead product management for 3rd party products which include products from Kotak Life Insurance (KLI) and Kotak General Insurance (KGI)
- Responsible for revenue generation and portfolio penetration of KLI and KGI products for all businesses under corporate salary
- Working along with all stakeholders including Product, Risk, Marketing, Sales to design and implement the desired offering solution for corporate salary teams towards Life Insurance, General Insurance and Kotak Securities.
- Responsible for driving TTP cross-sell product for corporate salary customer through the acquisition team and cross sell RM channel
- Central point of contact at HO for corporate salary & other Kotak group company products such as Life insurance, General insurance, and Kotak Securities
- Drive Sales productivity matrixes across levels across the acquisition team
- Enhance the Corp Sal proposition where/whenever required along with the product team
- Drive & build synergies with cross functional/group companies to increase the cross- sell penetration
- Plan and implement R&R ( Rewards and recognition ) programs for the channel
- MIS & Control on budgets & spends of the channel
- own process and product development for these products
- Competition tracking and provide inputs on process improvements
- Manage Training requirements of business teams and ensure teams are aware of products, processes, new changes etc.
- Coordinating with various teams to ensure timely completion of dependent activities
- Responsible for timely response on resolving client as well as internal queries / complaints
- Preparing volume/revenue/penetration data reports
- Closely monitor and drive teams to achieve monthly budgets
- Improve efficiency by monitoring & overseeing continuous improvement of processes
- Share reports with other operating units to customize and develop solutions
- Work closely with; & manage expectations of; multiple stakeholders like Business, Marketing, Compliance, Risk, Design, Technology, Program, and External vendors
- Preparing short-term and long-term roadmaps of the products/features
- Define KPIs and set up benchmarks, to measure the performance of the product
- The candidate should have an analytical mindset who should be able to use data at ease – in finding hidden patterns and for understanding user behavior
- Our candidate is the one who is extremely passionate about making his/her product a success – both internally and externally
- Candidate should have hands-on experience in owning complete product cycle – having taken multiple products from ideation to launch stage as well as driving business along with on-ground team in achieving budgeted numbers
- Past experience in Bancassurance, Life Insurance and/or General Insurance is an add-on but not mandatory
- Preferably MBA/ CA
- Experience: 3-4 years' experience on business side, preferably with some background in cross selling of insurance products.
- Knowledge of Portfolio Risk and Credit is a bonus
- Strong oral and written Communication
- Relationship Management Skill
- Good influencing skills
- The candidate would need to handle Product and business for a gamut of products under TPP such as Life Insurance, General Insurance
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