Jobs
>
Mumbai

    Lead Policy-Vehicle Loans - mumbai, India - IDFC FIRST Bank

    IDFC FIRST Bank
    IDFC FIRST Bank mumbai, India

    5 days ago

    IDFC FIRST Bank background
    Full time
    Description

    Role/ Job Title: Policy Lead - Vehicle loans

    Function/ Department: Retail Risk

    Job Purpose:

    Position is under the CRO vertical, under the retail risk team. Concerned will be responsible for managing the vehicle loans portfolio for the assigned products. Key responsibilities being to critically examine and approve the credit policy changes and fresh proposals. Establishing the early warning indicators and other measures for portfolio performance evaluation and monitoring. Regular monitoring of the portfolio and ensuring portfolio performance is maintained within the approved risk thresholds throughout the year. Ensure the product policies and norms comply with the regulatory guidelines and framework. Ensuring compliance to laid down policies and procedures with no critical gaps in internal / external audits for the respective products.

    Roles & Responsibilities:

  • Position with retail risk team under CRO vertical, with reporting to Risk Head - Vehicle loans or equivalent
  • Understanding of retail loan products, especially TW, Used Car, and Commercial Vehicle Loans – preferred experience in underwriting / product management of CV/CE and Auto Loans.
  • Data crunching abilities. Detailed knowledge of portfolio review basis nature/market and features of product and ability to understand stress segment of the same.
  • Setting ups of risk thresholds for the assigned products within the overall risk appetite of the bank, in coordination with business team based on projections and budgets.
  • Risk reporting of portfolio and breaches to thresholds set product wise. Ability to analyse reasons of portfolio performance and enact on corrective measures appropriately.
  • Vetting policy proposition and approving policy modifications based on merits and associated credit risk.
  • Understanding of credit scoring models and working with stakeholders to strategize model deployment.
  • Proactive engagement with counterparties / stakeholders for fruitful discussion and execution of risk practices.
  • Regular monitoring of the portfolio performance on early risk indicators/ TTD trends / Segment Mix for assessment of impact of the policy changes.
  • Willing to work on complex data for meaningful insights to enable risk assessment and decision.
  • Compliance to audit requirements.
  • Compliance to regulatory guidelines for assigned products.

    • Education Qualification:

    Graduation: Any Graduation

    Post-graduation: MBA / PGDM / CA

    Experience: 5 to 10 years of relevant experience.

  • DESIRE PLACEMENT

    Vehicle Loan Executive

    3 weeks ago

    DESIRE PLACEMENT Mumbai, India

    2. Organising roadshows / events · 3. Lead creation and sale generation · 4. Tieup with individual dealers of Ev - onboarding · 5. Organising a team of local physical verification for mumbai · 6. Document collection · 7. Target based profiles · 8. Emi collection ( in case of DPD ...

  • IDFC FIRST Bank

    Lead Policy-Vehicle Loans

    2 weeks ago

    IDFC FIRST Bank Mumbai, India Full time

    Role/ Job Title: Policy Lead - Vehicle loans · Function/ Department: Retail Risk · Job Purpose: · Position is under the CRO vertical, under the retail risk team. Concerned will be responsible for managing the vehicle loans portfolio for the assigned products. Key responsibiliti ...

  • FORTUNE INTEGRATED ASSETS FINANCE LIMITED

    Fresher-commercial Vehicle Loan

    5 days ago

    FORTUNE INTEGRATED ASSETS FINANCE LIMITED Mumbai, India

    Responsibilities: · - Taking care of budgeted business targets and ensuring its achievement · - Managing Profit & Loss of Branch · - Taking care of Car and CV product loan business. · - Taking care of collections, strong check on the ID, ED & NS cases. · Desired Skills: · Qualifi ...

  • Skillventory

    Risk Policy- Commercial Vehicle/construction

    1 week ago

    Skillventory Mumbai, India

    **Risk Policy · - commercial vehicle/construction equipment**: · - From 8 to 13 year(s) of experience · - ₹ Not Disclosed by Recruiter · - Mumbaior · **Roles and Responsibilities** · 1> Maintain policy documents and assist in framing state level policy; · - 2> Monitor credit indi ...

  • Corphive

    Risk Policy Personal Loan

    5 days ago

    Corphive mumbai, India

    Job Purpose · To give effective credit support for meeting the business targets. · To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in India · Support implementati ...

  • Corphive

    High Salary Risk Policy Personal Loan

    5 days ago

    Corphive Mumbai, India

    Job Purpose · 1. To give effective credit support for meeting the business targets.2. To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in India3. Support implementatio ...

  • Personnel Search Services Group

    Company Secretary

    3 weeks ago

    Personnel Search Services Group Mumbai, India

    **Job Title**: Company Secretary · **Location**: Mumbai · **About the Client**: A private Bank having wide range of products and services for individuals and corporates, credit cards, microfinance, personal and commercial vehicle loans. personal loans and SME loans. · **Job Purpo ...

  • CRP

    Rto Executive

    2 weeks ago

    CRP Mumbai, India

    Job description Roles and Responsibilities: · - RTO papers related work · - Driver Salary related work · - Registering new vehicles · - Maintaining a database for all registered vehicles · - Issuing licenses to vehicle owners/drivers · - Routinely inspecting vehicles · - Issuing ...

  • Kotak Mahindra

    Operations Team Member-support Services-operations

    3 weeks ago

    Kotak Mahindra Mumbai, India

    **Test Lead for Core Nx (Loan Management System for Retail Loans) · - Detailed understanding of Requirement Specification and Functional specification documents to ensure it complies all requirements with impacts covered in detail · - Analyse & understand the requirement in detai ...

  • Morpheus Human Consulting

    Audit Officer

    1 week ago

    Morpheus Human Consulting Mumbai, India

    Job Title: Audit Officer - Housing Finance - Mumbai · Job Description: Our client is a non-banking finance company "NBFC" registered with the Reserve Bank of India as a systemically important non-deposit taking company. They provide structured term financing solutions to corporat ...

  • Morpheus Human Consulting

    Audit Officer

    2 weeks ago

    Morpheus Human Consulting Mumbai, India

    Reference Code: · - Job Title: · **Audit Officer - Housing Finance - Mumbai** · - Category: · - Housing Finance · - Job Description: · - Our client is a non-banking finance company "NBFC" registered with the Reserve Bank of India as a systemically important non-deposit taking com ...

  • Auric search

    Operations- Corporate Lending

    3 weeks ago

    Auric search Mumbai, India

    Principle Duties & Responsibilities: · - Manage and develop large Loan Production, Loan Servicing, and Corporate Loan teams responsible for loan processing, documentation, pre-closing or closing tasks, loan monitoring, loan servicing, or underwriting activities for Supply chain B ...

  • N C MARKETING

    Telemarketer

    2 weeks ago

    N C MARKETING Mumbai, India

    WE ARE INTO AUTO LOAN AND WE PROVIDE SERVICES TO CUSTOMERS OVER THEIR VEHICLE FOR LOAN, WE HAVE BEEN TIEDUP WITH BANKS DIRECTLY. · WE ARE PROVIDING FINANCE TO CUSTOMER FO THEIR PERSONAL OR BUSINESS USE · **Salary**: From ₹10,000.00 per month · Schedule: · - Day shift · Ability to ...

  • HR POWER PAK

    Banking Sales

    2 weeks ago

    HR POWER PAK Mumbai, India

    **Job Title: Banking Loan Sales Representative** · **Experience: 1 years** · **Location: Andheri** · **Responsibilities**: · **Client Engagement**: Interact with clients to understand their financial needs and recommend appropriate loan products. · **Sales Generation**: Actively ...

  • Deutsche Bank

    Service Officer

    2 weeks ago

    Deutsche Bank Mumbai, India

    **Job Posting Title**:IPB Americas Structured Lending Service Officer** · **Location: Mumbai** · **Role Description**: · You will support the International Private Bank (IPB) Americas Structured Lending Middle Office team. As part of the IPB Americas Lending COO organization, the ...

  • Bajaj FinServ

    Executive - Credit Operations

    3 weeks ago

    Bajaj FinServ Mumbai, India

    **Job Reference** · - JR **Job Summary** · - Executive - Credit Operations**Job Purpose** · - "This position is open with Bajaj Finance ltd."**Job Duties & Key Responsibilities** · - Duties and Responsibilities - Fulfillment of Gold loan process at branch post sales and basic dat ...

  • Bajaj FinServ

    Executive - Credit Operations

    2 weeks ago

    Bajaj FinServ Mumbai, India

    **Job Reference** · - JR **Job Summary** · - Executive - Credit Operations**Job Purpose** · - "This position is open with Bajaj Finance ltd."**Job Duties & Key Responsibilities** · - Duties and Responsibilities - Fulfillment of Gold loan process at branch post sales and basic dat ...

  • Bajaj FinServ

    Executive - Credit Operations

    2 weeks ago

    Bajaj FinServ Mumbai, India

    **Job Reference** · - JR **Job Summary** · - Executive - Credit Operations**Job Purpose** · - "This position is open with Bajaj Finance ltd."**Job Duties & Key Responsibilities** · - Duties and Responsibilities - Fulfillment of Gold loan process at branch post sales and basic dat ...

  • Abacus Consultants

    Branch Control Unit

    3 weeks ago

    Abacus Consultants Mumbai, India

    **5 - 10 years**: · **MBA/PGDM**: · **BCU- LAP & Housing Loan**: · **10 ~ 13 LPA**: · Job Title : Senior Manager / Assistant Vice President - Area Head Branch Control Unit · Location : Mumbai, Pune, Bangalore, Chennai, Hyderabad, Indore, Jaipur, Delhi, Kolkata, Ahmedabad · **Job ...

  • Transformatrix LLP

    Non Qm Underwriter

    3 weeks ago

    Transformatrix LLP Mumbai, India

    **Non QM Underwriter** · Principle Responsibilities: · - Good exposure of the underwriting review of the Non-QM Loans. · - Well verse with Non-QM Products like 12/24 Months Bank Statements, ITIN Loans, ALT DOC Loans, DSCR · Loans. · - Interpret Non-QM Matrix & Guidelines accurate ...