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    Zonal Credit Manager - Kolkata, India - Corphive

    Corphive
    Default job background
    Banking / Loans
    Description
    • Lead, mentor, and manage a team of credit analysts, ensuring efficient credit appraisal processes and adherence to policies.
    • Develop and implement credit risk assessment strategies for retail loan applications.
    • Analyze financial statements, credit bureau reports, and other borrower information to determine creditworthiness.
    • Recommend loan approvals, rejections, or adjustments based on credit risk assessment.
    • Monitor and maintain the overall quality of the retail loan portfolio within the zone.
    • Identify and mitigate potential credit risks within the retail loan portfolio.
    • Stay updated on market trends, economic conditions, and regulatory changes impacting retail lending.
    • Liaise with various internal stakeholders, including sales, operations, and collections teams.
    • Ensure adherence to all regulatory guidelines and credit policies set by the organization.


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